Here’s Why Urbanization Needs to Balance Sustainability (Rank Princess – SEO)

The world today is on the verge of a global socio-economic change. Globalisation and democratisation are two important factors that affect sustainable urbanization. Most of the world’s population lives in urban areas today.

The ones who aren’t are also becoming dependent on urban cities for political, social, and economic development. However, with increasing urbanization, balancing sustainability is important.

Here is all that we could achieve if we divulge not in urbanization but sustainable urbanization:

  1. Private Sector: From household businesses to big corporations, the entire private sector will develop due to sustainable urbanization. To promote the financing and development of infrastructure, goods, and services, we need to maintain sustainability during urbanization. This will not only improve urban governance but also strengthen efforts to reduce climate change.
  2. Civil Society: Urban cities are the junctions where different cultures come together. This makes them the key locations for exhibiting novel cultural and social institutions. An urban sustainable development goal will create a place where people can participate and engage in local decision-making. This way the civil societies will be able to connect with the community sector.
  3. Focus On Urban Challenges And Future Opportunities: Through sustainable urbanization, we could educate the public about the significant proportions of acute poverty.

To improve the living conditions of the people living in slums, protect the regional and local ecosystems, and provide them access to basic infrastructure, it is necessary to tackle the urgent urban challenges. Despite manipulated figures presented by many local governments, it is a fact that several cities are not well equipped to tackle urban challenges.

Most of them are disempowered and under-resourced. They are not competent enough to address the multi-sector challenges. Poor and less funded cities are facing the problems of rising population, inadequate infrastructure and increasing pollution. Unless these challenges are tackled efficiently, several poor and rich cities could be leading towards an unsustainable future.

  1. Well-Run Cities Can Be The Fighters of Poverty: Sustainable urbanization will help improve the lives of the urban poor through an integrated approach. Statistics show that despite improvements in several facilities, rising urbanization and increasing poor urban population has resulted in an increase in the number of slum dwellers all over India. An urban sustainable development approach is required to address the volatile nature of urbanization, creating new opportunities for the urban poor and developing a place for their participation institution building and decision making.

Land Use Planning and Proficient Spatial Concentration Can be Promoted: It has been noted in recent years that urban land use is growing at a greater rate than urban population. This has resulted in an urban density decline in several parts of the world.

Efficient spatial planning can reduce urban land use footprint and increase the competency of service provision. Compact and well-planed cities are more capable of offering higher levels of well-being at lower levels of resource depletion. Sustainable urbanization is required to congregate land-use planning with economic development. This economic development includes livelihood creation, delivery of energy water, sustainable transportation and communication infrastructure.

LSI Keywords: sustainable development, sustainable urbanization, balancing sustainability, increasing urbanization

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7 Reasons Smart Cities Are India’s Future (Rank Princess – SEO)

India’s population asset lies hugely within overpopulated cities. This is because India’s rural areas lack basic amenities, which force young individuals to leave their villages and flock to cities.

This issue is currently being faced in the Indian scenario. In the years to come, India’s population will supersede the currently highest populous country, China, by the year 2030.

To diffuse this population concentration, the government has announced the smart city concept in India.

India has an expected target of 100 smart cities within the country.

So how are smart cities the answer to India’s future?

Here are seven reasons.

  1. Industrialised Towns

Adopting entire townships is not a new concept in India. An ancient example of this is the Tata-owned township in Jamshedpur.

The initiative of a smart city in India by Modi government aims to collaborate with top companies. This will provide its citizens and the company’s workforce a place to live and work.

This move will shift the Indian population, from metropolitan cities to lesser populated but highly dynamic smart cities.

  1. City Privatisation

The smart city project in India also helps corporate entities who collaborate to build these cities.

Business entities would have the complete responsibility of managing the township and including security, administration, and maintenance work to be carried out on the adopted properties.

  1. Better Governance

Since corporate entities and the government are in collaboration to build smart cities, they are bound to give better quality infrastructure and facilities as a part of their corporate social responsibility.

  1. Better Connectivity to Major Existing Towns

As per the list of a smart city in India, 2016 agenda, the government has strategically decided to place the 100 smart cities in proximity to major cities like Delhi, Mumbai, Kolkata, and Chennai. This will result in better connectivity and less travel time for individuals and corporate personnel who spend a lot of time shuttling between two major cities.

  1. Planned city infrastructure

Most of the Indian megacities are crammed with people. With planned city infrastructure, “smart” citizens will enjoy well-connected transit hubs, new-age waste management facilities, and numerous other facilities.

  1. Green Townships

Building green townships is the need of the hour. With green townships, smart cities will be insured with self-sustainable water resources through recycling and reuse mechanisms, regenerative energy efficiency and other such sustainable initiatives. This will reduce maintenance costs and limit natural resource consumption.

  1. Attracting a Collaboration Of Other Investments

Smart city-owned entities profit regarding attracting investments from other companies who are interested in establishing their presence in the township. With sub-investments from other sources, the township owning company can gain a return on investments when smart citizens use and experience the services provided by other related service and product organisations.

In conclusion, one may argue that smart cities may lack cultural ethics that most major towns have. But with time, each smart city has the capability to create its own culture and feel. Thus smart cities are India’s future for better living and growth.

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Gabriella Roberts Bridal Wear (Rank Princess – SEO)

Every girl fantasises about the best day of her life, her wedding day, since childhood. With her best friend playing the role of the groom, pillow cover veils fixed on her hair and a bouquet of roses clasped in her hands; she pictures her wedding day as the most perfect day of her life.

When the time arrives in reality, though, not all things go according to her expectations. She might have wandered from one shop to another in search of the perfect wedding dress, but she leaves every shop disappointed. What more does a woman want than finding the perfect wedding dress and a luxurious bridal boutique experience so close to her wedding?

A Warm and Luxurious Experience

At our bridal boutique, you will not leave disappointed. Our beautiful boutique is located in a delightful Victorian building in the heart of the Stockton Village. All brides-to-be are given a warm welcome at our exclusive wedding dress shop in Cheshire by friendly and dedicated professionals who are determined to help you find the perfect wedding gown.

You will find the ultimate wedding experience in our friendly and relaxed environment complete with a dedicated team.

Our Elegant Collection

We present to you a large collection of stunning wedding gowns which are classy, simple, chic and elegant. Styled by leading designers including Essense of Australia, Paloma Blanca, David Tutera and Augusta Jones, these dresses will make you feel like a princess. These designer gowns are available exclusively at our showroom at very affordable prices.

Along with the wedding gowns, we also stock matching accessories such as beautiful veils and tiaras designed by renowned designers like Richard Designs and Amanda Wyatt. These bridal accessories will not only complement your beautiful dress but also add an extra touch to them.

Not only this, but we also have a large selection of bridesmaid dresses available in a variety of colours. We have a collection of more than 150 gowns to choose from, perhaps the largest choice in Cheshire.

Apart from this, we also stock prom dresses to make every teenage girl feel like a prom queen. Whatever your desire may be- long, short, traditional, lace, glam, vintage or backless look, we will have a dress that will define you the best.

Our Upcoming Collections

We have an excellent reputation in the wedding business and this year; we are celebrating our 20th anniversary.

On this auspicious occasion, we are launching a new collection for the mother of the bride named “Mother of the Bride by Veni Infantino – the desirable collection”. The collection will be launching in June this year.

Being proud members of the exclusive Retail Bridal Association, we are also giving free wedding dress insurance to brides to give them extra confidence that they are buying from a reputable business.

Just like your groom, your wedding dress has also got to be “The One”. We are passionate about giving you a truly memorable experience during this magical time. We can assure you an ultimate wedding experience from the moment you walk through our door to the moment you walk down the aisle.

LSI Keywords: LSI Keywords: Bridal, Bridesmaids, Prom, Occasion, Accessories, Cheshire, Wedding Gowns, Boutique

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Gabriella Roberts Bridal Wear – About Us (Rank Princess – SEO)

The thought of walking down the aisle with your dear future husband always brings butterflies to your stomach, doesn’t it? You want everything to be perfect, especially your wedding gown. Just like your love story.

Gabriella Roberts Bridal Wear Boutique sits in a fine Victorian building at the heart of Stockton Health Village in Cheshire. Believe us when we say that we will spoil you silly with our exotic range of ready-to-wear bridal outfits.

Twenty Years Of Success

We are celebrating our 20th year of success in the bridal wear industry, and we want to share it with you. So do drop in our humble and elegant bridal studio and enjoy our ambience in a friendly and relaxed setting. Our dedicated team of entourage experts will recommend the best fitting and style that will suit your natural frame.

If you have seen your favourite designer gown on TV and wanted to don it, we must let you know that we have show stopping dresses from leading design studios like Essense of Australia, Paloma Blanca, David Tutera, and Augusta Jones waiting to be tried and taken home.

Our show-stopping dresses are elegant, simple yet eye-catching, and so stunning that it will make you have a second look at it. Another surprise in our bag is that our prices are just within your reach. We carefully place a price tag on our dresses keeping in mind the beautiful brides to be and what they can afford. In short, we have a range for every bride.

What About Matching Accessories?

When you go bridal shopping, we understand that you may find it difficult to get your hands on the right accessories to match your perfect dress.

Let us assure you that we have carefully curated and matching accessories from Richard Designs and Amanda Wyatt that you can wear with your gown. We have the most delicate and beautiful veils and tiaras that will suit your look.

Out of years of experience, we know that wedding dresses need a lot of care to preserve till your wedding day. Being a member of the Retail Bridal Association, we offer brides a free wedding dress insurance to keep your dress safe from harm.

We Take Care Of Everybody’s Needs

We know that you want your mother and our would-be mothers-in-law to look and feel as great as they are. Our bridal store has the experience to cater to the mother-of-the bride’s needs too.

From June onward, we are showcasing the Mother of the Bride by Veni Infantino collection. This collection is both humble and elegant like the mothers we adore.

During the wedding ceremony, bridesmaids are a bride’s best friends, and we want your best friends to look composed and modest on your wedding day too.

We have a collection of more than 150 bridesmaids dresses in different colours to choose from. One of the largest in Cheshire. 

Apart from our range of bridal offerings we also have a bespoke range of prom dresses for girls.

LSI Keywords: Bridal, Bridesmaids, Prom, Occasion, Accessories, Cheshire, Wedding Gowns, Boutique

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5 Shoe Trends To Look Out For This Year

Summer is just around the corner, with that being said, you cannot continue wearing those mile long boots that you stomped around in all winter. For two reasons, the first being, that they are out of fashion and the second being there is nothing worse than wearing something that is out of fashion.

Keeping yourself updated from time to time is the name of the game. Summer 2017 shoe trends are very different compared to the shoes for fall winter 2016-2017. We do not recommend raiding your nearest popular fashion store with your daddy’s credit card or hiring a stylist to keep you in style. Instead, you can just read on, and you will know what to stock up for the entire year to come.

So here are top footwear trends for the year 2017-2018.

Suede Sneakers Are In

If you have made an accidental purchase while being impulsive during a sale that included a pair of suede sneakers, but never really wore them as you were afraid they were not in fashion, now is the time to flaunt them. If you do not own a pair of these sneakers go right ahead and get them in your favourite colour. 2017 sneaker trends around the world include suede to make a dramatic comeback and designers are taking to the ramps aggressively with this heavenly pair of footwear.

Quirky Flats with Sequins and Florals

They say comfort never goes out of fashion and I bet they are not wrong. Flats are to foot what sofas are to bums. So invest in some quirky flats, with flowers, beads or patterns on top. You will know you are in the limelight when the lady with 7-inch heels will stare at you with envy for looking cool and yet being so comfortable.

Pump it up

Spring/Summer 2017 footwear trends may discourage you from going overboard with you collection of heels or platforms. But this isn’t a bad year for pumps at all. Nude, brown and black are the classics. You can also experiment with other, worldly colours that you might feel confident to carry. Team it with an LBD or knee high skirt and blouse, and you will look nothing less than a showstopper.

Sliders are the new flip flops

 With flats already on our list this one seems like a repetition, but do not worry, it isn’t. Sliders are for the days when you have exhausted your trustworthy flats and are looking to stay comfortable without hurting yourself. Invest in a pair of very casual and bright coloured ones to stand out in a crowd of fashionistas who are trying hard to fit in.

Wedges: The mascots for spring-summer 2017

Finally, let’s talk about the controversial yet appealing wedges that are here to make a comeback this year. These tall beauties can be your besties this summer. They tread on the borderline of being comfortable yet stylish which makes them a hit with someone who wishes to move away from the devilish heels. Pair them with a floral dress, and you will look like you have just walked off the neighbourhood ramp.

The 2017 shoe release of various brands is a collection of some odd yet appealing styles. As important as it might be to be constantly updated regarding the latest trends of this year, it is also advised to add a dash of your style in it. It’s okay to have a fashion faux pas at times, but it’s not okay to intentionally put on the wrong attire. Look out for 2017 Nike shoes, 2017 Shoes Jordan, 2017 sneaker trends men, to learn about the latest trends in fashion. Stay ahead and stay stylish. 

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Hottest Shoe Trends of 2017! (Rank Princess – SEO)

In the earlier times, people used to say diamonds are a woman’s best friend. Little did they know that shoes would soon replace diamonds and become a woman’s new best friend.

Whether it is a romantic date, a business meeting or a casual evening with friends, the shoes you pair your outfit with make or break your impression. Every New Year brings new fashion trends. Same goes for shoes. While the classic pumps and stilettos never go out of style, this is the year of comfortable yet classy fashion. 

Here are the major footwear trends of 2017 that are a must-have for your wardrobe so you can always put your right foot forward!

White Sneakers

You know how they say less is always more?

The minimalistic white sneaker trend is definitely in this season. The trend which was set on the Tommy Hilfiger, Band of Outsiders and Lacoste ramp is now raging on the streets in every country.

The best part about them is that they go with absolutely anything and everything! You can pair them up with shorts, skirts, jeans and even dresses. The main mantra is to keep it casual. They are super stylish and keep your feet happy too.

Colorful Sneakers

With the six-inch stilettos taking a back seat, it is now the season of comfortable and stylish sneakers. They can be paired with anything from hard-core denim to colourful pastels. After all, it is the perfect weekend shoe. This season, the shimmery golden and silver sneakers are the major trendsetters. A pair of colourful sneakers is a must-have in every fashionista’s wardrobe.

Mega Platforms

The big daddies of the fashion world like Marc Jacobs and Coach are all for clunky platforms this year. If you don’t want to sport flats with your new dress but, at the same time don’t want to kill your feet in those stilettos, mega platforms are your saviour. They give you the extra height and can make any attire look classy and versatile. If you want to look edgy, you can go for spotted prints and metallic studs. Regardless of which ones you choose, they are sure to turn many heads.

Feminine Flats and Loafers

Elegance does not go out in any season. Loafers, a shoe trend adopted by men, when given a glamorous, feminine touch rock every look. They look chic and are as cosy as sneakers. Beautiful flats with beads, prints and patterns go with any outfit. They are light on the feet and the pocket. So ladies, invest in a few pairs of flats and loafers and fulfil your shoe fetish!

The Mule Era

It is the style which never grows old. They maybe open-toed or closed, but these slip-and-go sandals are elegant and comfortable. Seen on the runways of designers like Tory Burch and Brock, mules can be found in velvet styles or bold prints. Nude coloured mules are one of the classiest trends this year.

Are any of these missing from your wardrobe? Don’t waste another second and go grab them!

LSI Keywords: shoe trends, shoe fetish, white sneakers, colorful sneakers, fashion trends, footwear trends

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Why Lenders May Look At Your Social Media Profile To Assess Your Creditworthiness(Content Princess – SEO)

Lending money is an extremely risky business. Globally around 50{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of borrowers default on their loans. Finding ways to screen out candidates who are unlikely to repay loans is the most important aspect of a lender’s job.

With the improvement in science and technology, it is becoming easier for lenders to make the assessment on who is likely to pay back loans on time.

What is a credit score?

A credit score is a number given to individuals by banks based on their activity to determine their creditworthiness.

Depending on the credit score lenders charge a rate of interest. The general industry rate of interest is 13{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} to 17{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}. However, this score can change depending on your credit worthiness.

What are the Factors Affecting the Credit Score?

There are many factors that are used to determine the credit score. The most commonly used factors are:

  1. Payment History

The records of timely payments on your current and past credit accounts are checked. If you make late payments, it will result in a lower  score.

  1. Public Records

The public records of bankruptcies, etc. and payment history nearly accounts for 35{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of your score.

  1. Credit History Size

The longer your credit history, the better confidence banks will have in giving you a loan. Credit history can account for almost 15{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of the credit score.

  1. Multiple Accounts

Opening new accounts in a short duration and having multiple accounts may negatively impact your score.

  1. Request for Your Credit Score

Every time your credit report is checked by anyone an inquiry is recorded. Many recent inquiries could negatively impact your score.

  1. Social Media Activity

Personality score is a fairly new introduction which uses data from social media to determine your score.

How is Social Media Used to Determine Your Score?

The personality score that is determined from your social media activity is based on every aspect of your account such as your friends, the location you are in, activities you enjoy.

For example, in case your feed on social media suggests that you are a gambler then your credit score will reduce thus requiring you to pay higher interest rate.

How much Impact can Social Media have on your Score?

Your Social Media activity can have a very high impact on your credit score. It has been reported that the personality score can bring down the interest rate to as low as 9{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} or increase it to as high as 30{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}, whereas the industry standard is around 13{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} to 17{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}.

Why is Social Media Score a Valuable Asset for Lenders?

The personality score helps bring down the risk of lenders by 8{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}. Since they are able to better understand the lifestyle and personality of the individual the lenders can assess the risk better.

For example using GPS tracking they were able to prevent a person’s girlfriend from borrowing money on his behalf. The said individual had previously applied for a loan which was rejected after which his girlfriend applied for the same loan in her name.

Thanks to the age of big data every activity online and offline is becoming a part of your identity. They all put together to contribute to your creditworthiness.

LSI Keywords: credit score, contribute to your creditworthiness, Personality score, current and past credit accounts

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Why Lenders May Look At Your Social Media Profile To Assess Your Creditworthiness(Content Princess – SEO)

With prices of property on the rise, it is fast becoming next to impossible to buy your dream house out of your pocket—which is where the several financial institutions come in to save the day.

With the help of various home loan options available at hand, any prospective property buyer may now be able to fulfil his or her dream of owning a home that is well and truly, their own. Here is what you need to be doing to make sure that your application for the home loan is accepted the first time around.

What Is A Credit Score?

Credit score—or CIBIL score—is a three-digit number—with 300 being the lowest value it can take, and 900 the highest value—that is an indicator of a person’s creditworthiness. Now, creditworthiness in financial terms means how trustworthy and/or regular a person is, in terms of paying their dues

While applying for home loans (where the loan amount generally tends to begin from a whopping 16-17 lakh rupees), it becomes all the more crucial to convince the bank and the loan officer of your intentions of paying back the money you are borrowing from the bank. Generally, a CIBIL score of 700 or above qualifies you to apply for a home loan, and the closer your credit score is to the maximum, more are the chances of your application being approved.

How Do Lenders Utilise The Credit Score?

CIBIL maintains an entire database of all credit-related activity of all its customers, which is used to calculate their respective credit scores.

  • Having a credit score of 700 or above ensures the bank that you have a history of timely payment, and getting approval for a home loan application further helps increase your credit score.
  • Higher credit score presents you as a minimum risk investment for the bank, and it is more likely that you receive your loan on better and more attractive terms than usual.

How To Ensure A Higher Credit Score?

The credit score helps the loan officer make the final decision on whether to accept or reject your application. Other tips and tricks one needs to bear in mind while aiming for that above average credit score are given as follows:

  • Keep track of your payment history, and be on time with all the payments—credit card bills, utility bills and so on—to ensure that nothing comes in the way of you and that 700 or above credit score you are aiming for.
  • It is always a better idea to get rid of accounts that you do not use on the regular. This is because the bank also takes into account the total credit limit at your disposal while deciding your loan amount.
  • Be sure to file for home loans at an interval of a couple of months, as applying for home loans close together signals the financial institutions that you are in desperate need of money, which may work against you.

LSI Keyword: credit score, applying home loans, home loans, credit report

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Applying For a Home Loan: Now Get Rewarded For Better Credit Score(Rank Princess – SEO)

With prices of property on the rise, it is fast becoming next to impossible to buy your dream house out of your pocket—which is where the several financial institutions come in to save the day.

With the help of various home loan options available at hand, any prospective property buyer may now be able to fulfil his or her dream of owning a home that is well and truly, their own. Here is what you need to be doing to make sure that your application for the home loan is accepted the first time around.

What Is A Credit Score?

Credit score—or CIBIL score—is a three-digit number—with 300 being the lowest value it can take, and 900 the highest value—that is an indicator of a person’s creditworthiness. Now, creditworthiness in financial terms means how trustworthy and/or regular a person is, in terms of paying their dues

While applying for home loans (where the loan amount generally tends to begin from a whopping 16-17 lakh rupees), it becomes all the more crucial to convince the bank and the loan officer of your intentions of paying back the money you are borrowing from the bank. Generally, a CIBIL score of 700 or above qualifies you to apply for a home loan, and the closer your credit score is to the maximum, more are the chances of your application being approved.

How Do Lenders Utilise The Credit Score?

CIBIL maintains an entire database of all credit-related activity of all its customers, which is used to calculate their respective credit scores.

  • Having a credit score of 700 or above ensures the bank that you have a history of timely payment, and getting approval for a home loan application further helps increase your credit score.
  • Higher credit score presents you as a minimum risk investment for the bank, and it is more likely that you receive your loan on better and more attractive terms than usual.

How To Ensure A Higher Credit Score?

The credit score helps the loan officer make the final decision on whether to accept or reject your application. Other tips and tricks one needs to bear in mind while aiming for that above average credit score are given as follows:

  • Keep track of your payment history, and be on time with all the payments—credit card bills, utility bills and so on—to ensure that nothing comes in the way of you and that 700 or above credit score you are aiming for.
  • It is always a better idea to get rid of accounts that you do not use on the regular. This is because the bank also takes into account the total credit limit at your disposal while deciding your loan amount.
  • Be sure to file for home loans at an interval of a couple of months, as applying for home loans close together signals the financial institutions that you are in desperate need of money, which may work against you.

LSI Keyword: credit score, applying home loans, home loans, credit report

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Applying For a Home Loan: Now Get Rewarded For Better Credit Score(Content Princess – SEO)

Credit score of an individual is a single numeral that indicates the creditworthiness of that person. Creditworthiness refers to the credibility of that individual to fend debts like loans, mortgages, housing loans, etc.

A credit score is equivalent to your financial reputability

Undoubtedly, the credit score is a numeric representative of your financial health and integrity.

Better credit scores will help you get the status of mortgage pre-approval faster; you can obtain loans and credits easily, you may not be subjected to any extensive procedure of getting pre-approved in case you want to apply for new loans in the future.

Thus one must always strive to get a credit score above 700.

Your credit score can prove to be a godsend while procuring a home loan

Imagine moving to a different city or state and going through the hassle of applying for your first mortgage, because evidently if you are moving to a tier 1 cosmopolitan city, borrowing a housing loan is unavoidable if you belong to the mid-income class.

Thus, with an impressive credit score, you can streamline the inconveniences of setting up a new account and security deposit and many more processes.

Below are few perks of owning a first-rate credit score.

Lower interest rates

One of the biggest rewards a good credit score can fetch you is lower interest on home loans. It makes you look reliable.

Your lender may not impose heavy interest rates as he gets a positive image that you cannot make any defaults in redeeming the credit. An unblemished credit history lowers your credit risk.

Thus a positive credit score means a low monthly instalment which means you save money.

Hassle free documentation process

One more advantage of having a good credit score is that you can qualify for a loan without documenting your assets, income and background in detail.

You can earn the ‘go-stated’ status which implies that you need not provide your pay slips for procuring the loan. You just have to disclose the last two years’ income.

If you qualify for a no-ratio loan with your credit score, you can disclose your income without pay stubs, bank statements or tax returns.

You can also get qualified for a no-income-no-asset loan which means you only have to disclose your name, social security number, the amount of down payment and address of the property you are going to purchase.

Although, fewer documents means higher risk for the lender. Thus, he may impose a higher rate of interest.

Freedom to shop

Since you will qualify for loans easily with your good credit score, you can shop around for lenders. You get the liberty to choose the lender which suitably fits your financial objectives and budget.

 Avail higher amounts

Your ability to repay the loan is judged by your income, assets and your credit score. A bad credit score will lead the bankers or lenders to give you approval for a lower amount.

But a commendable credit score can help fetch you higher amounts which can serve your purpose satisfactorily.

LSI Keywords: how to get my credit score above 700, mortgage pre-approval

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