gaia, Author at GaiaQ - Page 35 of 56

Google DeepDream – Changing How We See Visual Data & Doing a Great Job (Rank Princess – SEO)

Interpretation is a personal experience. So is conjecture and imagination. Google’s DeepDream Program has opened new doors for all three. The question is- is this weird and yet refreshingly different way of looking at things the first step towards a future where impossibility is considered unreal?

Simplifying DeepDream Software

You may describe DeepDream as a neural network. Consider it to be similar to the image recognition technology of Google. This machine is taught to recognise patterns, coloured pixels in this case, in data.

Pre-operating on a bank of image data, DeepDream was taught to recognise certain shapes. Then, the creators went ahead and showed it to create images based on its guesses.

Recognising, Enhancing & Iterating

For instance, if DeepDream is asked to search for birds, it will catch anything that looks remotely close to a bird and will enhance it to look more like a bird. Then, it will iterate the whole process of recognition and improve on this modified image.

The result- an image full of morphed bird faces. So, you see, in a way, it is making things appear out of nowhere. The outcomes can be sometimes fascinating, sometimes beautiful and at times nightmarish.

Brilliant and Yet Unnerving

And I am not just talking about the results that come out of Google’s DeepDream generator. I am speaking about the implications of a machine that fakes so convincingly.

Art is an output of passion, interest, logic, contemplation, and other such intense emotions. DeepDream code is a tool. It works on commands and some analytical intelligence. And yet, it produces results that are flawless in being, well, whatever they are.

Why Do DeepDream Images Resemble Hallucinations

When you hallucinate, your brain recognises things, exaggerates them and runs your personal version of the world on a loop in front of your eyes.

That is in a way what DeepDream app does. You can say that they consider all possibilities that could have caused a particular sensory input, and then they exaggerate the result, iteration per iteration.

Now, these options are somewhat limited. This is because this machine is in the learning phase, so it only recognises things it has seen before – data that it has been fed and that it now knows and hence can create.

This is why you will come across a lot of dog faces in many DeepDream images.

Where Can You Create Your Own DeepDream Image?

Google’s DeepDream Generator is the place to go to. It is online and fairly fast in processing and vastly featured. However, there are other options, both free of cost and premium ones that you can find via a simple Google search.

The Ultimate Implications of DeepDream Technology

As long as this machine grows on generic images, creating birds and dinosaurs, and breaks in a kung fu panda image, for instance, that’s acceptable. But consider a possibility where it is made to study Picasso or Monet or Da Vinci- their styles, their strokes, everything.

If it creates something out of that knowledge, the results would be incredible because they would be based on the best.

Only, how comfortable are we with this? Is this, in a way, the beginning of an era where we lose humanity to machines? Or is it just another visual style that people will get bored of in a few years, or use as an aid to developing digital art?

All in All- It Isn’t Bad or Good

To some, it is intriguing. To others, it is just illogical stuff made of nightmares. The reception is mixed.

But to be honest, Google’s DeepDream also is just another trend. That it stays or withers away is something only time will reveal. However, it will be interesting to see the several debates that it will unfold, with this being a piece of technology that solidifies the belief that machines might just take over someday.

Primary Keyword: Google DeepDream

LSI Keywords: DeepDream software, Google DeepDream generator, DeepDream code, DeepDream Technology, DeepDream app, DeepDream images.

References:

DeepDream Algorithms: Another Step Towards Innovation (Rank Princess – SEO)

With advancements we make in the world of technology, humanity has proven to be creative in many ways. Every discovery takes us deeper into the innovative things that can be done with the use of technology. And maybe it was with this dominant thought in mind that Google came up with the DeepDream Algorithm.

Ever since Google introduced its DeepDream Algorithm to the world, it has made dreams come true. This amazing app developed by Google’s engineers make use of Artificial Neural Networks and shows you exactly what it can see in the image provided. And these resulting images are exactly what result in the dream-like effect. The results certainly make you feel as if they were coming from your thoughts and thus came the unusual name DeepDream. While artificial intelligence isn’t something unheard of anymore, this new development by Google is certainly one of a kind.

Hard Work & Creativity

The DeepDream Algorithm is certainly not a simple piece of code. Engineers at Google worked hard to create such a code that enables a computer to identify an image inside another image, that too with a lot of precision. And of course, it was not done in a single attempt. Constant testing and error detection were required to create this amazing technology. One of the blog posts on the Official Google Research Blog is imperative in understanding how this technology works. This blog post explains how the Artificial Neural Networks are implemented in the DeepDream Algorithm.

Reason for Developing DeepDream

The main reason engineers at Google decided to develop this algorithm is that they wanted to know what would happen if they tried to create a software different from others – one that can identify things that are not part of the picture but still appear to be present. This idea was then implemented, and software was developed that could not only just identify these imaginary images, but also refine them to make the picture clearer to the human eye.

Confusing isn’t it? Here is a simple example. Suppose we ask the network to look for pictures of cats in the picture. This leads to the creation of a feedback loop. If a part of the image seems a little like a cat, then the software will identify it each time it passes that part thus refining it until a detailed picture of a cat appears.

That’s not all; we can even allow the network to create its results by not giving it any input. This creates a series of new achievements that can be endless.

Harmful for Painters & Artists?

One would think that such a creative and artistic technology could prove harmful to the livelihood of painters and artists who follow the rules of their brush. Well, the answer to this is probably not. Not everyone who tried the DeepDream Algorithm managed to create good pictures. Most of the pictures look like a painting of a mandala you would find in a dorm room.

This DeepDream technology is not just for entertainment; it can also be used as a portal to learn more about the science of dreaming. One of the many things not understood by man is how humans experience some high quality, intense dreams in their sleep. With the DeepDream technology, there may be a chance to learn how some features of such ideas are related to what we view while awake. But no evidence of this has been provided yet.

If you are a Windows user and want to try to create your artistic images using the DeepDream Algorithm, then you can find the steps here.

LSI Keywords: DeepDream Algorithm,DeepDream technology, Artificial Neural Networks, creative and artistic technology

DeepDream Algorithm – The New Way to See (Rank Princess – SEO)

Technology is moving ahead. And with it, so is our power to see the world in enhanced technological terms. The DeepDream Algorithm is like a whole other dimension of vision and changing visual data.

What Is DeepDream Algorithm?

DeepDream Algorithm is a program developed by Google. It works to find and accentuate various patterns in pictures, thus producing psychedelic and hallucinogenic effects.

This project has been designed to detect faces, and other patterns in your pictures to give it an abstract effect.

Why DeepDream?

Initially, this algorithm was developed by Google for an entirely different reason. DeepDream was created to analyse what a complex neural network sees while looking at a picture.

This was a program developed primarily for scientists and engineers. However, now it has taken an abstract art form. Or trippy psychedelic art.

And not to forget, DeepDream has become the pathway to new display pictures.

Prisma & DeepDream

Prisma is a rip-off from the parent program – DeepDream. DeepDream is an open source program. As such other web services and mobile applications are free to use and further develop the DeepDream Algorithm.

Prisma is one such rip-off which has become the favourite tool of modern social networkers. The pictures produce a trippy effect which is loved by the present gen.

Why So Popular?

The DeepDream Algorithm is a popular software because of a few reasons:

People love psychedelic and abstract art forms. It is almost as if you are hallucinating.
DeepDream lets you see the picture as a very complex neural network sees.
The fact that you can perceive what it is like to hallucinate popularises the program even more.

The Dreams of AI And How DeepDream Works

DeepDream recreates images in a way that seems dream-like. Interestingly, the recreated images are supposedly dreamed by the computers. The dreams of AI.

The process which is making artificial intelligence dream is called Inceptionism. Yes, after the movie Inception which dealt with layers of ideas.

In here, it is the AI which dreams in layers. And recreates the images we feed them. However, they cannot dream by themselves. They dream what we tell them to imagine.

We, humans, have the ability to conjure stuff, mix things up and create dream-like experiences. But computers can’t do that. Hence AI dreams of what we tell them to. Or, a preset bundle of instructions.

Changing the Way We See the World

It’s not so much changing the way we see the world as changing the way AI sees the world. Sounds weird? After all, how can AI see the world?

Well, it sees through the codes that humans are developing. But the outcome is so human like that it’s creepy. DeepDream allows the computer to recognise patterns and twist and turn them into hallucinogenic shapes.

Often, we humans find abstract and creepy shapes in clouds and tree leaves. DeepDream is recreating our vision through AI. What we see is being shown. Through lines of codes.

Isn’t it fascinating how technology is evolving so fast?

The Advancing Technology And The DeepDream World

It is clear that technology of the world is on a high, producing psychedelic images and feeding the imagination of the artists, thereby promoting abstract art. It is changing the world and how we see the world.

Efforts and questions are being raised. Could machines be created to dream on their own? Could they be made to be creative? Without human help?

The DeepDream Algorithm has apparently sparked off interesting and curious questions for the future. Visions and dreams are changing their meanings. And our perception too.

Maybe someday soon, the AI might dream on its own.

Primary keyword – DeepDream

LSI keywords – DeepDream Algorithm, Prisma, artificial intelligence, goals of AI, psychedelic images

Reference links:

An Insight Into Google’s DeepDream And The Trippy Pictures (Rank Princess – SEO)

The engineers knew they were on to something massive when they decided to put a camera on a mobile phone. Fast-forward to 2017: amateur photography and selfie culture are at an all-time high, and the trend is likely only to grow in the future. The latest innovation in this space is the use of artificial intelligence and neural networks to create some of the most psychedelic pictures on the web: Welcome to Project DeepDream.

Overview

Lately, you might have found social media flooded with images that could best be described as ‘trippy,’ ‘psychedelic’ or ‘outright crazy.’ These pictures are courtesy Google’s Project DeepDream, or Prisma or in some cases, both.

Both applications take ordinary pictures and deliberately convert them into over-processed images with many layers of effects.

What Is It?

Google’s DeepDream is primarily a computer vision software which utilises convolutional neural networkto deeply analyse images and find patterns within them, which could be later manipulated to create desired effects.

DeepDream was originally designed for the 2014 ImageNet Large-Scale Visual Recognition Challenge (ILSVRC) and made available to the public in July 2015.

Soon after that, Google published this software and made the DeepDream code open source; enabling anyone to use the system and make their image manipulation software and apps for the web, desktop, and mobile phones. One such app is, the much loved, Prisma.

What Are Neural Networks and AI?

The concepts that lie at the core of these capabilities are Neural Networks and Artificial Intelligence. Let’s elaborate on these.

One of the key elements of Artificial Intelligence is its ability to learn, adapt to the situation and make decisions accordingly, without human interference.

Neural Network is a tool of Artificial Intelligence, which is focused on developing systems and machines which can be ‘trained’ over a period into recognising patterns and predicting models, like a biological brain.

The ‘Brains’ Behind It

Even though Neural Network is designed to train itself and make decisions like a biological brain would, it does so by using mathematical algorithms and not biological neurons.

In that case, why is it still called ‘neural’ network? That is because the system is based on an extensive collection of computational neural units, each with its function, and connected in the form of layers, similar to how biological neurons are connected by axons.

How Does It Work

We know that Neural Networks (and DeepDream) operate in layers. Each layer of the network, starting from the most basic and moving up, analyses the picture and adds its set of effects.

For Example, if a part of the cloud in a picture looks a bit like fish, the basic layers of the network will analyse that and make it look ‘more’ like a fish. As the image is passed on to consecutively more complex layers, that part of the cloud starts closely resembling a fish and eventually looks exactly like one.

What Are Its Applications?

DeepDream is in its early stages, and there’s a lot of work to be done and a lot to be understood about the functioning of the network.

As it continues to improve, Artificial Intelligence will significantly see a boost in its applications as its ability to concentrate on more important features and ignore the unimportant ones will improve.

And as AI improves, so will a robots’ ability to understand the world around them and to better blend in the society. The future looks bright.

Applications like DeepDream and Prisma are classic examples of taking a seemingly mundane piece of technology and doing something extraordinary while also engaging the masses. With an increase in its user-base, feedback from users and overall development of the technology, Artificial Intelligence is a step closer to being an integral part of our everyday lives.

References:

https://en.wikipedia.org/wiki/Artificial_neural_network

https://research.googleblog.com/2015/06/inceptionism-going-deeper-into-neural.html

http://mastersofmedia.hum.uva.nl/blog/2015/10/30/googles-deepdream-algorithms-on-lsd/

http://www.smh.com.au/digital-life/digital-life-news/googles-surreal-deepdream-image-algorithm-goes-viral-20150709-gi8e1x.html

LSI Keywords:

Google DeepDream Project

Neural Network technology

DeepDream Algorithm

DeepDream working process

Neural Network layers

The Plethora of Entrepreneurship in India (Rank Princess)

Gone are the days when people were happy with their 9 to 5 Jobs, pushing papers in monotony. With the onset of Start-up opportunities and leverages, it has become quite easy to float into one business and swing onto the other.
With increasing ease in running businesses, accompanied by encouraging government policies, the number of Small businesses in India (48 Million) is more than double of that of the USA (23 Million).
Let’s look at the breakdown of all industries in India:
Retail Sector (except motor vehicles)- 40{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}
Cloth Manufacturing Industry – 8.75{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}
Food & Beverage Industry – 7{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}
Service Industry – 6.2{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}
Auto (Maintenance, Repair & Sales)- 3.6{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}
Furniture Industry- 3.2{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}
Business in India
According to the World Bank’s “Doing Business 2016” Report, India has jumped to the 130th spot, from the 142nd position it held in 2014. It takes about 12 procedures and 29 days to begin a venture in India. The ease of starting a business in India has got better over the years, with encouraging signs for the coming years.
Welcoming Policies
With India becoming the land of rising entrepreneurship, there are encouraging policies put in place to help kick-start the career-path of entrepreneurs.
Start-Up India
Aimed at the promotion of banking finances and to boost start-up ventures, this campaign deals with the following:
• 10,000 crore Funding
• Fee for registration of patents trimmed by 80{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}
• To ensure a 90-day exit window, modified Code for bankruptcy
• Capital Gain Tax Freedom for three years
• Tax in profits Freedom for three years
• Self-certification compliance
• Single Window Clearance even with the help of a mobile application
Stand-Up India
Like Start-Up India, Stand-Up India is a campaign designed to encourage women entrepreneurs and start-up ventures amongst SC, ST communities. The campaign is intended to suit the needs and requirements of the entrepreneur and to aid them in an appropriate manner.
With similar key points as Start-Up India, this scheme has a few additional points as follows:
• Facilitation of bank loans repayable up to 7 years.
• The loan to be backed by credit guarantee scheme for which the settler will be the DFS (Department of Financial Services) and the operating agency will be in the hands of the National Credit Guarantee Trustee Company Ltd.
• Up to 25{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} Margin money for composite loan
Opportunities and Challenges of Starting Business in India
Opportunities
The Demographics
India has the largest concentration of young population (10-24 year-olds) despite having a lower population than China. Youth provides the right skill set for creating, working and innovating. It’s the capabilities of the youth that drive a nation towards a bright future.
Rise in Mobile Penetration
The Tele-Density of India has reached 76.55{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}, with a subscription base of 95.76 crores according to TRAI’s 2016 reports.
High mobile penetration is a sign of greater efficiency and an optimistic economy with rising disposable income.
Challenges
Every coin has two sides; with its promising opportunities, the Indian market poses a few challenges as well:
Policies
Even after a few promising policies, India still ranks at 130 out of 189 economies for the ease of doing business. It takes about 29 days to start a business in India which is quite a lot in comparison with OECD countries that only take nine days for such start-ups.
Skilled Manpower
It is often difficult to find skilled or semi-skilled employees for the job at hand. Often there are not enough resources for the skill set required by a start-up when compared to larger companies.
The Take-Away
While India poses some challenges in starting a new business, it is also a land of opportunities. With welcoming policies and an optimistic economy, India is undoubtedly emerging as a future hub for Start-Ups and Entrepreneurs.

Those Who Dare: Exciting Entrepreneurs in India and the Government That Needs to Help Them(Rank Princess – SEO)

India’s growth is predicted to be exciting. In 2015, Business Today in India reported that India has more than 48 million small businesses. This was more than twice that of USA’s 23 million small businesses. The medium, small and micro-enterprises sector in India provide employment to over 80 million people.
Small, medium and micro enterprises, through more than 6,000 products contribute 8{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of GDP, 45{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of the total manufacturing output and 40{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of the exports from the country. Entrepreneurs fall into this category and will be a major catalyst for positive change and growth in the industry across the country.
Over 65 percent of this country is below 35 years of age. As one of the youngest countries in the world, our youth are getting used to having to make more space for themselves.
The current generation of youngsters doesn’t want to be job seekers. The youth wants to be job creators—Narendra Modi, PM
Success Stories
India has many entrepreneurship success stories to draw on to inspire new generations, but the most inspiring success stories are those of this generation of India’s up-and-coming entrepreneurs.
Flipkart, India’s big home-grown e-commerce website was started by Sachin and Binny Bansal as an online bookstore with only Rs. 40000 as capital.
Vijay Shekhar Sharma, the creator of PayTM, was another entrepreneur who started with nothing. Once he had succeeded, he gave away 4 {ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of his equity to his team, showing loyalty.
Start-Up India
The Prime Minister’s 2016 announcement that he intended to promote startup culture in India has come none too soon. The Action Plan has three sections:
• Simplification and Handholding
• Funding Support and Incentives
• Industry-Academia Partnership and Incubation
The government’s efforts are marked by a multi-pronged strategy that will reduce bureaucratic measures that are time-consuming and complicated, and provide valuable knowledge and mentorship to clever young people who need a bit of help.
Our dedication is tough, and our slogan is to substitute Red Tape with Red Carpet– Narendra Modi, PM
Many entrepreneurs in India have responded positively to the PM’s actions.
I think PM Modi put a step further in sustaining start-ups in India in a way that I have not witnessed in the world today.—Adam Neumann, CEO of WeWork
What PM Modi has done for the start-ups is commendable and will go a long way in boosting the start-up eco-system in the country. India ranks 3rd in tech start-ups and 5th in all start-ups globally. This will positively pull up points for us. We can expect to be in the 2nd place in a year. —Rajat Tendon, VP, 10,000 Start-ups, NASSCOM
What’s the 411?
Major events during 2016’s Global Entrepreneurship Week have shown that India’s entrepreneurship ambitions are making its presence felt globally. India was announced as the next destination for the annual Global Entrepreneurship Summit.
Recognising the importance of enabling and fostering the environment for empowering entrepreneurs and innovation, the United States welcomes India’s hosting of the 2017 GES—Press Statement, White House.
Startup Ashoka saw over 100 students present and pitch their ideas, and learn practical and skilled decision-making from each other.
The ThinkBig conference brought together over 2000 women entrepreneurs in an event hosted by WeConnect and the Karnataka government. Indian female entrepreneurs lag behind woefully: only 14 per cent of India’s business establishments are run by women, but this is a hopeful sign.
Government Needs to Help
Entrepreneurship may dream big, but it starts small. This is typically not a bad thing, as we have seen in the past: those who succeed, succeed big. However, as the government itself has already realised, with the high capital costs of setting up a business today, even the most innovative and brave young people could do with a little help.
With training and other help from the government, losses can be kept to a minimum, and more and more success stories can be expected. With the amazing things our people have done without backing, imagine what they will do with help!

LSI Keywords: India has many entrepreneurship success stories, startup culture in India, entrepreneur who started with nothing, India’s up-and-coming entrepreneurs, Indian female entrepreneurs lag

Entrepreneurship- The Need Of The Hour(Rank Princess – SEO)

Decades back, people were not very interested in leaving a handsomely paying job to apply their expertise and skills in ideas to set up a new business. Entrepreneurship was not given much importance.

However, the current scenario is totally different. Young minds are willing to experiment. Currently, many young entrepreneurs have chosen to start new businesses and spread the wave of entrepreneurship in the nation.

The resulting entrepreneurial character has led to massive innovation. Moreover, with the high involvement of government in startups and small and medium-sized (SMEs) businesses, the spirit of entrepreneur-driven innovation is great

At present, India is considered to be a hub of startups, having around 3100 startups and is closely behind the UK with 4000 start-ups.

Fitch Ratings, a credit research rating agency, revealed that such progressive insights have positively impacted the young generation of the nation. The young minds want to start their ventures. They have been motivated to decline their high-paying jobs offered by large multinational companies and start their own firm.

It has been speculated that India will have to roughly create 10 million jobs a year for the 300 million people aspiring to join India’s workforce in the next 20 years. The numbers are quite daunting; however, the government will have to incubate the culture of entrepreneurship in the society.

In other developed countries like the US, Germany, France, the UK, Japan, etc. small businesses have flourished, which generates employment locally and globally.

It all lies in the root that is education. The society will have to create a mindset of training the young generation to showcase their talent which could transform an idea into a business opportunity.

Creating young leaders

India has the highest population between the age group of 15 to 65. It goes to show that it is a country loaded with talent. Also, many Indian-born talented minds are doing some outstanding jobs in world renowned companies like Google, Microsoft, Reckitt Benckiser, etc. It has proven that the local talent can be groomed into brilliant leaders.

The need of the hour is opportunities, exposure, and the infra. Young entrepreneurs must be given opportunities for overseas exposure for hands-on training so that they can implement same in the country to create successful businesses.

Exposure to successful business idols will boost their confidence and motivate them towards the culture of entrepreneurship.

The government of India will have a significant role to play in the entire process. India is by far not a tax friendly country. Therefore, leveraging tax incentives to investors will improve their sentiments, and the country will have more funds in fluxing. Having said the above, the central government is rigorously promoting the startup culture by implementing various programs and revising laws and regulations.

Also, the following parameters have to be worked upon to achieve an investor friendly environment.

Starting a new business
Protecting investors
Getting credit from the market
Dealing with construction permits, reducing bottlenecks, and quick project clearance
Settling insolvency by getting the arbitrary into the picture
Getting electricity Registering property (must need)
Paying taxes and creating a tax-free investor environment.
Trading across borders Enforcing Contracts- International business

Train to Think Differently And Creatively

Getting new talents on board with all the skill sets remains a challenge for most startups. Firms can employ onsite training programs which will cost them less and would be efficient.

Training the potential young minds will not just help organisations to achieve success but also garner future leaders. Critical and creative thinking will contribute to attaining the expected results.

LSI Keywords- Creating young leaders, entrepreneurship in India, startups in India

Grow Your Business With Reliable Invoice Finance Factoring Services Offered By KredX (Rank Princess)

With the concept of Make in India spreading across the country more and more young minds are establishing their start-ups. And why shouldn’t they? It is generating employment for many people and helping the economy of India to flourish.

What a start-up needs the most during its initial phase of growth is venture capital investment. Poor cash flow can damage the success rate of any SME or MSMEs. To prevent your venture from crashing it is of paramount importance that you have the working capital set aside.

Slow paying invoices from customers can affect your business adversely. Usually, it takes anywhere between 60 – 90 days to clear the invoice. This means you have to wait for at least two months before making another investment.

What KredX Can Do For You

We all know companies cannot grow without making investments. This is where KredX comes in the picture. What KredX can do for you is bridge the duration of invoice payment, thereby catalysing your further investments by a simple process called Invoice Financing.

By using the Invoice factoring solutions offered by KredX, you can be at an advantageous position and make significant benefits financially. Instead of waiting for 60 – 90 days to receive your payment, you can opt for invoice financing and prevent your money from getting frozen.

Invoice financing can act as an incubator for your independent business venture and help in generating liquid cash. While invoice factoring assists SME, it offers many perks even for well-established corporate groups.

Benefits Of Invoice Financing For MNCs

Let’s take a closer look at the benefits of invoice financing for MNCs.

Release Cash Flow – All companies whether small or big need a constant cash flow for them to operate smoothly. By using the aid of invoice financing, you can release almost 80- 90{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of your invoice bill within a day instead of waiting for 60 days or more.
Hassel Free Funding – While you can opt for loans from other financial institutions it always comes with a lot of baggage and a repertoire of requirements for you to qualify. Invoice financing solutions offered by KredX allows you to obtain the cash quickly with minimum paperwork.
Ultra Short Term Finance – KredX lends you cash with minimum ARR, hence delivering maximum returns for your corporation.
Reduced Risks – With the proprietary credit risk assessment model for borrowers and tech platforms, KredX enables quick, unobtrusive, and safe transactions.
No Collateral Concept – Don’t have any assets to put up as collateral? Well, don’t worry about it. With the invoice financing services of KredX, no collateral is needed. You will only need to submit your unpaid invoice slips.
Extended Credit Period – While you can obtain the much-needed cash to liquidate your finances via KredX, you can also increase the credit period for your customer. This helps build a healthy relationship with your customer, while you get your working capital.
Higher Funding Limits – Usually financial institutions like banks evaluate your outstanding invoices and lend anywhere between 30 to 40{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of the value. With the invoice financing solutions offered by KredX, you can receive up to 90{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of the outstanding invoice amount.

The bottom line of benefits of invoice financing is pretty clear with the above-mentioned points. Be it a small or medium sized enterprise getting funded against your outstanding invoices is the best solution to cover the operational costs.

And with current positive testimonials, KredX was able to deliver maximum returns with reduced risks in lowest maturity period. Some clients were even able to receive up to 20{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} annualized returns which make KredX a preferred option for financial backing.

GST and Invoice Discounting India: Prospects of the Future (Rank Princess)

The goods and services tax is soon set to become a reality in India. It will change the taxation system drastically.

Despite some controversies like the inter-State tax (that was later dropped), the GST has been hailed as a positive move.

Benefits of the GST

The main advantage that has already been pointed out in the media is that this is a single comprehensive tax that brings into its purview all existing taxes. Customs taxes, VAT, everything, is included under one heading.

Another significant advantage is that the tax will be applied at a single point, that is, the end consumer will pay the tax. This enables the suppliers, manufacturers, and retailers to recover GST incurred costs as a tax credit. This will also reduce ‘double counted’ taxes and will end up reducing tax burdens on small businesses as well.

In the long term, due to decreased transaction costs, prices of goods may become lower without causing any loss for manufacturers or businesses; this will increase consumption and end up increasing revenue.

GST and Invoice Discounting: Cheaper Capital?

Given that invoice discounting aims at solving immediate cash-flow issues for companies, it will be convenient to have a single point tax. It reduces the tax burden as every point of exchange will not be taxed.

Invoice discounting provides working capital for a business and charges a ‘service fee,’ for it. Given that the taxation in GST will not differentiate between goods and services, it may end up being cheaper and more profitable to work in invoice discounting as there will be a single tax and other costs incurred for GST will be tax deductible.

Increased consumption is good for businesses, but they will require increased capital to keep up with demand, and discount invoicing companies can take advantage of this need to expand their own business and also assist their clients.

Indirect Benefits

A major indirect benefit of the one point tax system to invoice discounting will be reduced transaction efforts.

While this is not directly reflected in the bottom line, when providing working capital there are transaction costs involved which complicate matters.

Calculating how much of the debt is owed to the discounting company for service fees, and also counting taxes and other government fees and what is thus owed to the other business is a complicated matter. A simpler transaction is possible with the GST if invoice discounting companies take advantage of the oncoming tax regime to make a similarly lean system for themselves.

Equality of tax treatment on goods and services will also mean that there will no longer be separate conditions for businesses according to whether they manufacture or provide goods. This will lead to lower transaction efforts for the invoice discounting company.

Another indirect benefit is that with increased transparency and efficiency, there will be a boost in the market. Entrepreneurial efforts are expected to increase, which will lead to an increased desire for working capital.

Seven Sexy Laminates That Will Make Your Home Sexy (Rank Princess – SEO)

Everyone wants their home to be a reflection of their inner selves. Additionally, a modern and well furnished, sophisticated home helps a lot while guests or relatives come to visit.

There has been an increasing demand for easy-to-install and natural looking laminates for some time now. Also, customised laminates are also available for sale, making house décor and furnishing more creative, innovative and fun.

Here are seven laminates that will make your home look sexy and stunning:

Wood Laminates:

Wooden furniture, flooring or even wood-panelled walls give a sophisticated look to your home. What if you could get the same look, with better finishing and low maintenance issues?

This is what wood laminates offer you. The pest repellent qualities of laminates make it easier to maintain than any real wood panelled wall. Laminate never gets wet, and yet it makes your home look sexier. The finishing touches on wooden laminates, allow you to acquire many posh designs at a lower cost and an affordable price.

Abstract Designs:

Why should you stick to the conventional styles of decorating your home, when your walls and flooring could mirror your unique style and persona?

From crossbones and skulls to musical notes and birds, you can have anything on your furniture, ceiling, walls or even floors. It gives a more personalised feel to your home and brings a twist to modern home décor. What’s more, it’s also a very novel and creative way to express yourself to your friends, family, and neighbours.

Textured Laminates:

Laminates can be fun to use and install. Textured Laminates come in a wide range. For example, you could choose whether you want your floors to have a matt, gloss, or raw look.

Laminates that are the texture of sand, grains, or even rocks and pebbles are starting to make an impact on the minds of modern home decorators. Without the need of getting all these materials, you can still have a textured look on your walls with the proper use of laminates.

Hand-Scrapping:

This is a modern method that can be called a form of texturing laminates. The difference between them is that hand-scrapping of two laminates is never the same.

Hand-scrapped textures are always unique and bring out an asymmetric beauty that no polished surface can.

Marble Laminates:

Marble flooring can be pretty expensive and difficult to maintain. Instead, marble laminating offers you a graceful, as well as, easy option for maintenance and décor.

It has gained quite a lot of popularity over the years and serves well for conventional homes and decorators.

Textile Laminates:

A wall with silky laminate is not just pleasing to look at, but also very sexy. Textile laminates are especially handy in indoor settings where you can decorate a personal room or an office.

These laminates give a homely feeling and at the same time create a soothing ambience.

Cement Laminates:

Cement laminates are especially catchy and creative on countertops or floors. It gives the feel of a modern den. You could always go for cement laminates, regardless of being conventional or modern.

Laminating as an option has opened new windows and opportunities to the growth of the house décor industry. It is a modern, yet sensible option for many who’d like to customise their homes fashionably.

LSI Keywords: Modern home décor, home decoration, textured walls, furnishing, house décor, fashionable homes, customized decorating, modern homes, conventional homes, modern home decorating.

Author: gaia