The Importance of Indigenous Languages in Good Governance (Rank Princess – SEO)

We all know how important languages become in a multi-cultural, multi-lingual, and multi-ethnic country like India. They not only help us gain a sense of community but also aid in the smooth functioning of the government.

In fact, a lot of state governments leverage their politics by establishing a connect with the citizens using local languages. As long as it doesn’t border on favoritism, it is true that local languages can enable the government to become more citizen-centric and transparent.

Going multi-lingual digitally

The fact that our country boasts of 22 official languages at the state level underlines our dependency on indigenous languages and our inability to function in a single language.

To that end, availability of online content in Indic languages has also become crucial. With mobile phones and theInternet having become accessible to the lower strata of the society, it is important that they too have a means of communication congruent to their language.

With the government spearheading the way by incorporating local languages in SMS alerts, e-governance mobile applications, and websites, other sectors like e-commerce, banking, and healthcare are slowly following suit in adopting and making Indic languages native in their services.

Language solutions for the masses

In the light of growing internet penetration, from 27{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} in 2015 to 34.8{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} in 2016, online businesses have become aware and are trying to cater to the masses instead of only English-speaking consumers. Even tech giants like Google and Microsoft are trying to assimilate local Indian languages in their products and services.

Similarly, a plethora of Indian platforms like ReverieInc.com are also working towards creating language equality on the internet, so that the government can ensure better dissemination of information among citizens.

Such digital technologies enable language localization of customer-facing internet businesses, e-governance portals, and mobile apps. Their cloud solutions integrate with websites and apps to provide users with content in their preferred language in real-time. They are effectively bridging the language divide in the digital world.

Language directly proportional to governance

In Karnataka, all government offices operate in Kannada, which means all notice boards, paperwork, and RTI replies are in Kannada. This kind of staunch implementation makes it easy for native, non-English speaking, Kannadiga residents to access government offices. They can talk clearly with the officials, use their services accurately, and indulge in constructive grievance-redressal.

Following the example of China

On a global scale, a perfect example of the relation between language and governance is China. Their love for Chinese, the most popular dialect of Mandarin, is so profound and solid that it has not only had a social impact, but also an economic impact. Their huge political standing worldwide relies heavily on their refusal to bend down to the biased global standards of languages.

Out of a total literate user base of 700 million in India, less than a 100 million people know English. This means, to make the entire country digitally inclusive, all online content and services need to be available in at least the 12 most spoken Indian languages apart from English. To put that in perspective, currently the web space comprises of a total of 0.01{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of Indian language content as compared to 57{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} content in English.

In conclusion

To obtain an optimum amount of connection with the citizens, the government—with the help of language solution providers, needs to move beyond English and delve deeper into Indic languages.

Reference links:

http://reverieinc.com/need-know-today-indic-website-search/

http://reverieinc.com/indian-hyperlocal-industry-really-hyper-local/

http://reverieinc.com/about/

http://www.business-standard.com/article/technology/digital-india-gets-local-language-booster-116092400708_1.html

http://www.thehindu.com/news/cities/bangalore/the-many-tongues-of-bengaluru/article7568755.ece

http://theconversation.com/action-needed-to-help-preserve-indigenous-languages-9631

http://www.hindustantimes.com/delhi-news/high-court-allows-lawyer-to-argue-case-in-hindi/story-Y3HihUaVKaWBM7bP6tYEWL.html

https://www.google.co.in/search?q=12+major+indian+languages&oq=12+major+indian+languages&aqs=chrome..69i57.4179j0j1&sourceid=chrome&ie=UTF-8

https://www.quora.com/What-are-the-official-languages-of-India

LSI keywords:

Indigenous languages, multi-lingual country, use of local languages, multi-lingual digitally, 22 official languages, a single language, online content in Indic languages, means of communication, English-speaking consumers, language solutions, local Indian languages, language equality, language localization, language divide, language and governance, biased global standards of languages, 12 most spoken Indian languages, language solution providers

 

Facebooktwittergoogle_plusredditpinterestlinkedintumblrmailFacebooktwittergoogle_plusredditpinterestlinkedintumblrmail

Unity in diversity: An all-inclusive growth strategy (Rank Princess – SEO)

India is changing, and fast. Prime Minister, Narendra Modi, is a visionary and his attempts to weave together the fabric of technology with governance, and public services are commendable. His Digital India initiative and E-governance projects aim to empower the people to become active partners in the growth process. Access to governance, in his opinion, should be transparent, deliver accountability and provide results and outcomes.

A Digital India

In 2017, the number of smartphone users has reached a staggering figure of 340 million! This number is likely to reach 460 million by 2021. An IAMAI report concluded that the urban population has 60{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} internet penetration with almost 450 million Internet users as of this June. The rural population has an additional potential of 750 million users which will be utilizedwith time.

The Internet and E-governance

Without a doubt, the Internet and smartphones are going to be the bedrock of PM Modi’s Digital India initiative. These outlets are the primary source of information dissemination and through them, services can and will be provided. Gyandoot project in Madhya Pradesh, project FRIENDS in Kerala, e-Procurement project in Andhra Pradesh and Khajane project in Karnataka are some of the examples of initiatives taken up by the government that rely intensively on the internet and the use of phones and smartphones.

Language, An Obvious Barrier

India is a diverse nation. We have 22 official languages, and 1,652 languages have been identified to be spoken across the nation. The aforementioned initiatives by the government were chosen to convey the diversity of states in which they were launched, to bring forth the importance of local languages as a barrier to the said progress.

The Importance of Multilingual Platforms

Currently, the Internet and governance are primarily done in English, a language that is only spoken by 30{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of the population. Sahit Aula, in an article published in Forbes, delineates the barriers that a majority of the Indian population faces due to their lack of fluency in English. Socio-economic impacts of this are devastating. A digital India will only give rise to a divide, and the original aim of e-governance, which is to promote all-inclusive growth will lay to waste. After all, what benefit are accountability and transparency if it isn’t understood by the majority of the population?

The Chinese example

Although in China several dialects are spoken, the official language, which is popularly used, is Mandarin.  This ensures that the benefit of all services by the government is communicated to all its citizens. Important public notices are effectively communicated, and the overall well-being of the population is ensured. The Chinese export-led growth model is an epitome of unprecedented growth.Having a standard language understood by all greatly helped in realizing the benefits and incentives offered by the government.

The Solution for India

Our strength lies in our diversity. It is absurd to imagine an enforced common language in India. The notion is impractical and unrealistic. However, several public and private initiatives are underway to tackle the problem of many languages.

The Technology For Indian Development program has been launched by DIT with the vision of evolving the masses into a knowledge society. Several tools have been developed to facilitate human-machine learning, to consolidate technology for Indian languages and to promote the use of information processing tools for language studies and research.

Even in the private sector, companies like Reverie.inc are developing language solutions that allow digital platforms to be available through multilingual processes. Translators and transliteration tools developed by them are actively promoting multilingual governance.

A Promising Future

Initiatives launched by the Indian Prime Minister make our future look bright. India is to experience growth like never before; the world knows this. However, for the benefits of the growth to reach every citizen, a multilingual approach is necessary. Only when all of India understands the message, will it grow. Our greatest strength is our diversity, but only if it is promoted through unity. Language can be a barrier or a tool, let’s use it as a tool.

References

http://www.insightsonindia.com/2014/11/23/e-governance-india-concept-initiatives-issues/

http://www.digitalindia.gov.in/content/e-governance-{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}E2{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}80{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}93-reforming-government-through-technology

http://www.digitalindia.gov.in/content/information-all

http://www.digitalindia.gov.in/content/ekranti

https://india.gov.in/e-governance

http://www.livemint.com/Industry/QWzIOYEsfQJknXhC3HiuVI/Number-of-Internet-users-in-India-could-cross-450-million-by.html

https://www.statista.com/statistics/467163/forecast-of-smartphone-users-in-india/

https://www.forbes.com/sites/realspin/2014/11/06/the-problem-with-the-english-language-in-india/#3c6312ed403e

https://www.quora.com/How-many-languages-are-spoken-in-India

LSIkeywords

e-governance in India, e-governance initiatives by India, the number of languages in India, language as a barrier to e-governance, advantages and disadvantages of e-governance, types of e-governance, digital India, advantages of digital India, languages and digital India, digital India platform.

Facebooktwittergoogle_plusredditpinterestlinkedintumblrmailFacebooktwittergoogle_plusredditpinterestlinkedintumblrmail

Cutting-Edge Interior Designs (Rank Princess)

http://raumrot.com/wp-content/uploads/2015/12/msp_0810_1792.jpg

Check out our trailblazing luxury designs and choose a Furdo-certified designer from our carefully chosen list of Interior Designers.

Get the personal touch for your home, with your choice of Interior Designer. No compromise on quality, no compromise on your vision.

Your home is your castle, and we promise to make your home fit for royalty.

Visualise Your Dream Home With State of the Art Virtual Reality

Call Furdo and get designs, visualisation and implementation from the 22nd century with our Virtual Reality visualisation tech.

A couple of buttons is all it takes. Dress up your home with chic, sophisticated and amazingly new designs and see how each part looks.

This is ‘try before you buy’ in a way you have never seen before.

https://cdn.morguefile.com/imageData/public/files/s/smileyhaiku/11/l/141634499267yyk.jpg

http://www.freepik.com/free-photo/man-with-a-virtual-reality-glasses_927797.htm

It’s Almost Time to Book Your Designer If

  1. The plastering on the walls is done, and you need to start thinking about colours
  2. The flooring, painting and electrical work are next on your list
  3. People are talking about taking possession

Book Furdo For

Famous Architects and designers, who have the vision to understand your vision

Products sourced from the best of the best, with dazzling variety

Hassle-free implementation with a Project Manager who ensures quality furnishings, on-time delivery, with every detail taken care of.

Book a design consultation now for the personal attention that you and your home deserve.

 

Facebooktwittergoogle_plusredditpinterestlinkedintumblrmailFacebooktwittergoogle_plusredditpinterestlinkedintumblrmail

What is the Best Time to Start Looking for Interiors? (Rank Princess)

The time you choose to begin the interior design process can impact the outcomes of that process.

You don’t design your home every day. It’s vital that you give it time and get it right.

Why does timing matter?

You’re probably not going to fall in love with the first design you see. Getting the right design will be a long process, and you can’t rush it.

Make sure you and your team have enough time for the entire process

Our experience tells us that three months before the handover date is usually a good time for you to start looking for interior designers. AtFurdo we bring you designers who will walk you through the process for those three months and make sure you get you want.

Don’t rush into flooring and painting

Laminate, hardwood, tiles, carpet or bare – there are numerous flooring options that you can choose. But how do you decide which one?

The best way to choose floors is after the interior design is ready. Looking at the final design, you’ll have a much better idea of what kind of floors are going to look good and which aren’t.

Creating the buzz

At Furdo, we know how important interior designing is. If any of your friends or family members are looking for interiors, do tell them about Furdo and the importance of optimum timing.

Facebooktwittergoogle_plusredditpinterestlinkedintumblrmailFacebooktwittergoogle_plusredditpinterestlinkedintumblrmail

Doing Goa? Do It Right: The Best Beaches in Goa (Rank Princess – SEO)

Beach life is synonymous with Goa, and for a good reason. While the state offers a wide spectrum of tourist attractions, the beaches of Goa have become a benchmark for other beaches across the country. So, let’s ‘dive in’ into the list of the five best beaches of Goa.

  1. Morjim Beach

Morjim Beach in North Goa is not quite like the other famous beaches of Goa. It is peaceful, away from the high-octane activity that surrounds other beaches and a nesting place for the endangered Olive Ridley turtles.

So, expect to find nets around the beach protecting the turtle eggs. And if it’s your lucky day, you’ll find the little guys coming out of their nests and swimming into the ocean.

But ‘peaceful’ doesn’t have to mean ‘devoid of fun.’ The landscape here is an interesting mix of palm tree groves, forests, village cottages and Russian sign boards.

Yes, you read that right. Morgim is a favourite amongst the Russians, and such is their influence here that you’ll find a robust Russian community, and no shortage of restaurants serving Russian and Indo-Russian food.

(Image Courtesy: Whatsupgoa.com)

  1. Anjuna Beach

Set on a backdrop of hills, Anjuna is among the most famous beaches of Goa. The beach is beautifully littered with red laterite rocks and complimented by the white sands and the green hills in the back.

While a favourite amongst nature enthusiasts, Anjuna Beach is an A-Lister when it comes to nightlife and luxury accommodations. You’ll find a lot to do here as the nearby areas are teeming with seafood restaurants cooking the freshest catch and shopping stops offering everything from trinkets to designer clothing.

Anjuna is a beach where you want to bring your camera, as it offers landscapes and moments you’d always want to cherish.

(Image Courtesy: maxinfo.in)

  1. Calangute Beach

Calangute is the largest beach in North Goa and attracts thousands of domestic and international tourists. The reason for such flocking is the presence of water sports activities such as parasailing, water skiing, surfing, among many. 

While many beaches in Goa offer water sports, the rough tides of this beach make sporting and swimming especially challenging and a whole lot more interesting. But this is not the beach you visit during autumn, as swimming and surfing are not allowed in those months due to extremely rough conditions.

Calangute is also the venue of some of the biggest beach parties in India. While active all year round, you’ll find Calangute in its full glory during Christmas and peak summers.

(Image Courtesy: mouthshut.com)

  1. Baga Beach

No list of the best beaches of Goa is complete without including Baga. If you’re bored of Baga, you must be bored of life, because Baga has all that life has to offer. Whether it’s authentic seafood, nightlife, high tides, shopping, water sports or luxury accommodation, Baga has got you covered.

If you happen to be a wind surfer, you can test your skills at the National Wind Surfing Championship held every year between September and November. 

If surfing is not your cup of tea, you can take a boat ride spotting dolphins or fishing.

Located at a distance of only 15 kilometres from the capital Panaji, a visit to Baga is a given if you’re coming to Goa.

(Image Courtesy: inngoa.com)

  1. Candolim Beach

Candolim is a village in North Goa, and Candolim Beach is, in a way, an extension of Calangute Beach. Despite the continuum, the two beaches offer very contrasting experiences.

Set against a backdrop of rows of palm trees, Candolim Beach is perfect for those who fancy staying, shopping and dining close to the shore.

This soft sandy beach also prides itself in offering a relaxed experience, be it sunbathing, picnicking and relishing some of the freshest seafood.

There is a wide variety of accommodation available near Candolim, and you can choose between hotels, service apartments or inns, depending on your taste and budget.

So, this sums up our list of the top five beaches in Goa. However, this list barely scratches the surface of what this magical state has in store for you. Goa has to be visited and revisited to truly understand and appreciate its magic. So, whatever your idea of the ‘perfect vacation’ might be if you can imagine it, Goa can give it to you.

(Image Courtesy: tourmyindia.com)

LSI Keywords:

Best beaches of Goa

Beaches in Goa

Beaches in North Goa

Nightlife in Goa

Accommodation in Goa

Experiencing Goa beaches

Facebooktwittergoogle_plusredditpinterestlinkedintumblrmailFacebooktwittergoogle_plusredditpinterestlinkedintumblrmail

Best Nightlife Places in Jaipur (Rank Princess – SEO)

If you thought that Jaipur is only meant for a shopping spree and posing with the century-old mansions, then you are in for a surprise. Amidst the ebbing street of colours, an evening in Jaipur is worth every dime spent.

Jaipur, the Rajasthani capital of colours and beauty, is not just limited to ethnic artefacts and traditional handicraft works. The Pink city, as famously known due to the pink sandstone used in its architectural grandeur, reinvigorates by night. Jaipur’s nightlife is probably by far the most happening night life you have come across in the entirety of the country.

The city is a place for the nocturnal to explore more in the dark camouflages of Jaipur’s nightlife. Here is the list of places you should visit to enjoy the city in a different hue.

  1. Geoffery’s, Hotel Park Plaza

If you would like to experience the grandeur of Jaipur with a quintessential colonial touch, then this is a must place for you to visit. The classic wooden architecture under the hazy dim yellow lights will add more sparkle to your drink than you could have ever imagined. Not only is the ambience uber cool, but the drinks here have a sassy touch to them too. A must try for your taste buds.

(Image Courtesy: Parkplaza)

 

  1. Amigos Bar & Discotheques, Hotel Om Towers

This is the place to visit if you have a keen interest in Mexican culture. The site is designed with a Mexican theme. The music is so good that it will get dance embedded in your blood. It is a place to let the diet chart loose and indulge in the city’s finest Mexican food (it is their specialisation).

(Image Courtesy: Hotel Om Towers.com)

 

  1. Ta BLU, Hotel Clarks

The selling point of this place is its rooftop café bar which is open till 1 am. A simple traditional spacious lounge with sofas and seats for you to sit back and sip the amazing cocktails they offer. You can do all this, while overlooking the Jaipur city glittering with lights at night, under the stars.

(Image Courtesy: Zomato.com)

  1. The Fireball, Hotel Ramada

If the traditional look of most of Jaipur’s bars& pubs have worn you out, then there is another name on our list of contemporary bars to light up your night. The Fireball is a unique place with its modern minimal ambience. It’s a popular spot for youngsters and many celebrities. The place also holds a discotheque night over the weekends. A little expensive on your pocket, but the fun here is unmatched.

Apart from night clubs, we also have a list of things if you wish to enjoy a quiet display of art and culture.

(Image Courtesy: Ramada.com)

  1. Light and Sound Show, Amber Fort

It is a 50 minute, must watch spectacular show of lights and sound at the Amber Fort. The fort, already steeped in culture and traditions, revives itself through the night. The various colourful lights thrown at the fort walls coupled with its reflection on the Maota River will leave you breathless. Not only the show, but you can also enjoy indigenous Rajasthani delicacies, and a puppet show, while immersing you in its grand history.

(Image Courtesy: Rajasthandirect.com)

(Image Courtesy: nativeplanet.com)

  1. Raj Mandir Cinema, C-16

Created by W.M  Namjoshi, the cinema is owned by Bhuramal Rajmal Surana. It was inaugurated on June 1st, 1976 with the movie ‘Charas’. Since then, this has been a favourite hub for movie lovers. The ambience is sheer El Classico, but the crowd is a mix of local and foreigners who cheer at every impressive stunt in the film. Also, the food is amazing.

(Image Courtesy: flickr.in)

(Image Courtesy: junglekey.in)

  1. Cultural Shows, ITC Rajputana

A place that will fill your nights with an amazing display of puppet shows and traditional folk dance. You can watch Kabila dancers perform their sensuous moves to mesmerise you with their art or listen to the enchanting songs from the Bhopa singers as they narrate the folklore on the phad (scroll).

(Image Courtesy: booking.com)

(Image Courtesy: tourmyIndia.com)

Hope you enjoy the charming nights at Jaipur!

Keywords: nightlife in Jaipur

LSI: list of disco in Jaipur, amigos Jaipur, display Jaipur, Rajasthan

c9 disco Jaipur, Rajasthan the fireball Jaipur, club oxygen Jaipur entertainment in Jaipur, Cocoa house Jaipur, Rajasthan

 

References:

http://www.whatshot.in/jaipur/the-fire-ball-v-24142

https://www.thrillophilia.com/nightlife-in-jaipur

https://www.makemytrip.com/travel-guide/jaipur/nightlife.html

Facebooktwittergoogle_plusredditpinterestlinkedintumblrmailFacebooktwittergoogle_plusredditpinterestlinkedintumblrmail

Jaipur – The Land of Hidden Jewels (Rank Princess – SEO)

Jaipur, the land of Maharajas, a tantalising mix of both old and new will certainly leave you mesmerised by its raw beauty. Being the capital of Rajasthan itself makes it a gateway to the most beautiful moments in Indian history, a history where dynasties rose and fell.

Right from the time it was founded by Maharaja Jai Singh II, the city of Jaipur has been acquainted with art in its finest forms, more so in its culture.

In this beautiful city, you can be assured that not a moment of your trip will go by in boredom, whether day or night. While most people know what to do in the daytime, very few know how great the nightlife is in Jaipur.

So, if you are wondering what to do in Jaipur at night then look no further.

There are more than a few excellent places to visit in Jaipur at night, some of which are as follows:

Chokhi Dhani

If you are a big fan of the Rajasthani food and culture, or if you want to experience the same, then Chokhi Dhaniis the perfect place for you. Ideal to visit with family or friends, Chokhi Dhani will leave you dazzled with its realistic depiction of the vibrant culture of Rajasthan.



(Image Courtesy: jaipursightseeing.com)

Jawahar Circle

Jawahar Circle happens to be the largest circular parkbuilt on a highway traffic circle. There are some attractions for tourists especially if you are wondering what to do in Jaipur at night. The attractions include:

Entertainment Paradise

Kala Mata Mandir

Durga Mata Mandir

The World Trade Park

Gaurav Tower



(Image Courtesy: jaipurcityblog.com)

Statue Circle

The Statue in Jaipurwas built in tribute to its founder Maharaja Sawai Jai Singh II. The figure looks best at night and has become quite a famous hangout spot for tourists and locals alike. You can enjoy some of the best street food of Jaipur at this spot.

(Image Courtesy: trawell.in)

Nahargarh Fort

The Nahargarh Fortwill offer you a spectacular view of the entire pink city at night and is a popular part of the nightlife in Jaipur. Since Jaipur is the capital city of Rajasthan, the Nahargarh Fort was built to improve the defence of the army of Amer. It is recommended to visit this beautiful place by bike for an even more thrilling experience.


(Image Courtesy: fpinfo.in)

Raj Mandir Movie Theatre

Raj Mandirhappens to be one of the most prestigious movie theatres in India since 1970. Situated at Bhagwan Das Marg on the M.I. Road junction, this film theatre will indeed fulfil your cravings of watching a night show in Jaipur. It is nothing less than a magical experience. Visit this theatre and enjoy a movie in the gorgeous interiors and experience royalty.


(Image Courtesy: map2city.com)

(Image Courtesy: seetaj.com)


Night Tour of Amer Fort

A Jaipur night tourof the Amer Fort is surely a must do when in Jaipur. While the entry cost during the day time is just Rs 25, the entry cost at night is four times that amount. The foundation of this fort was laid in the 16th century by Raja Man Singh. This beautiful monument is made of red sandstone along with white marble.



(Image Courtesy: dsktravel.com)

(Image Courtesy: exotiqueindia.com)

Amar Jawan Jyoti

The Amar Jawan Jyoti is a beautiful monument constructed to honour all the soldiers of Jaipur for their immense bravery. This structure, located inside the Rajpath, is brilliantly lit up in the evenings and is a beautiful place to visit on your trip to Jaipur.

(Image Courtesy: remotetraveler.in)


Hawa Mahal

A description of the nightlife in Jaipur would be incomplete without this incredible monument. Of all the places to visit in Jaipur at night, the Hawa Mahalis often considered to be the best one. Also known as the Palace of Winds, this beautiful structure is situated in the heart of the city. Constructed in 1799, the Hawa Mahal boasts of mesmerising five levels. This attraction was created to give the royal women of the palace a glimpse of everyday life as they were never allowed outside.



(Image Courtesy: easytoursofindia.com)

The wonderful city of Jaipur is just as dazzling in the night as it is colourful in the day. Just as the city falls into dusk, all of its famous monuments are illuminated in the dark; the streets begin to shine, and everybody is invited to join in the reverie.

Facebooktwittergoogle_plusredditpinterestlinkedintumblrmailFacebooktwittergoogle_plusredditpinterestlinkedintumblrmail

Secure Your Family A Healthy Future With Bharti AXA (Rank Princess – SEO)

With hospital bills going through the roofs these days, getting a health insurance plan for your family should be your biggest priority. With a wide variety of differing insurance plans out there, it becomes hard to choose the right one for you.

Bharti AXA has got one of the best-rounded insurance plans in this business. With already a lot of customers under its fold, it is certain that the promises by Bharti AXA are reliable too.

Overview-

Plan

Entry Age

Maximum Number of Members

Sum Insured Range

Basic

Children- Over age two years for an individual plan

and from age three months to age twenty-three years for floater plan

Adults till agesixty-five years for sum insured INR 2,00,00 and fifty-five years for sum insured over INR 2,00,000

Adults 2

Children 2

INR 2,00,000; INR 3,00,000 and INR 5,00,000

Premium

Children- Above age two years for individual plan

and between age three months to age 23 years for floater plan

Adults up to age 55 years

Adults two Children two

INR 3,00,000

Optimum

Children- Above age two years for individual plan

and between age three months to age 23 years for floater plan

Adults up to age 45 years

Adults 2

Children 2

INR 4,00,000 and INR 5,00,0

With Bharti AXA, premiums vary from plan to plan based on the following characteristics-

  1. Sum insured option chosen.
  2. Number of family members to be covered.
  3. The age of the senior most people in the family to be covered.
  4. The type of policy you opt for(basic/premium/optimum).

Bharti AXA covers up to four members of the family, as is evident from the table above. The premium is calculated based on the age of the oldest member taking part in the insurance plan.

Bharti AXA promises to pay all expenses of times during hospitalisation, pre-hospitalisation and post-hospitalisation. Expenses are covered within the range of Rs 2 lakhs to Rs 60 lakhs. Besides pre/post hospitalisation, expenses such as organ donor expenses, hospital cash allowance, ambulance charges, and home nursing charges are also covered.

The policy can be renewed lifelong.

Why Should You Buy Bharti AXA’s Plan-

Bharti AXA’s health insurance review by Bank Bazaar has scored it four out of five.

However, some of its amazing features set it above the competition. It has a good incurred ratio of 97.48{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}. Plus, with the availability of lifelong renewal, you can easily renew it during any point in your life.

Though the waiting period of 4 years might put it behind some other plans, the waiting period is a common average with many others following the same lead.

Bharti AXA Smart health insurance is a solid all-rounder, and families with or below four members will certainly benefit from what it has to offer.

Features And Benefits-

The main characteristic features of the Bharti AXA plan can be summed up as follows-

  • Three sets of plans worth Rs 2 lakh, Rs 3 lakh and Rs 5 lakh (as in the above table).
  • Payment of the sum of Rs 2 lakh up to Rs 60 lakh with complete coverage.
  • A waiting period of 4 years before you can make claims.
  • Coverage of maximum illnesses(up to 20 illnesses for the smart health critical illness plan).
  • Applicable only to a family of four or less.

 

To put it all into perspective, Bharti AXA’s plan is perfect both in price and features for a small nuclear family.

Eligibility

The insurance policy covers self, spouse and two dependent children up to the age of 20 years.

Children between the ages of 3 months to 5 years can be covered as part of the family floater policy. Between the ages of 5 and 23, you can choose whether to continue with the floater policy or get a separate health insurance.

People with pre-existing disease/illness/injury or conditions will not be covered.

Inclusions-

Day care treatment during which 24 hours of hospitalisation is not required is covered. This encompasses procedures such as dialysis, chemotherapy, eye surgery, etc.

Domiciliary hospitalisation i.e. where care and treatment are taken at home exceeding three days for disease, illness or injury is covered.

The list of critical illnesses covered is as follows- Cancer, First Heart Attack, Heart Valve Surgery, Coronary Artery Disease, Coronary Artery Bypass Surgery, Surgery to Aorta, Kidney Failure, Stroke, Aplastic Anaemia, End Stage Liver Failure, and End Stage Lung Disease.

Exclusions-

Claims made within first 30 days of policy are not applicable. This rule isn’t applied to future renewals.

For the first two years, exclusions include Cataract, Laser surgery, Myomectomy, Hysterectomy unless because of malignancy, Dilation and curettage, Hernia, haemorrhoids/piles, Hydrocele, sinusitis, fistula in anus, Joint replacement, unless due to accident.

All types of skin and all cysts/internal tumours/polyps of any kind/including breast lumps, unless malignant/nodules, Gastric and duodenal erosions &Ulcers, Dialysis required for chronic renal failure

Permanent exclusions include Routine medical, the cost of spectacles, eye and ear examinations, Dental treatment, Circumcision, sex change or treatment, hormone replacement therapy, fertility or conception operation, Birth control procedures, caesarian section, Acquired Immune Deficiency Syndrome (AIDS) and related diseases/illnesses related to HIV.

Documents Required-

For ages up to 55 years, quote on the policy can be made online. Ages above need to make a call with Bharti AXA’s call centre to make a quote.

There is almost no paperwork involved in the buying process, except for people above 55 years, in which medical examination will take place.

Claim Process-

The following documents are required to make a claim in a non-cashless hospital.

  • First prescription of the present illness, for which procedure has undergone in nursing home/hospital.
  • Discharge summary of the hospital.
  • Medical advice for hospitalisation.
  • The final bill of the hospital.
  • Medical fitness certificate.
  • All test reports supported by medical prescription (pre & post hospitalisation).
  • All vouchers/bills/receipts pertaining to the tests mentioned above.
  • All medicines purchased from outside the hospital at any point in time to be supported by original prescription.
  • Complete and signed Claim form with attending doctor’s prescription.

Once all these documents are present with you, the claim should be filed with a claim officer who will then examine your claim and accept or reject your claim.

LSI Keywords- Health insurance policies, Bharti AXA life triple health insurance plan, Bharti AXA health insurance review

Reference Links-

https://www.policybazaar.com/insurance-companies/bharti-axa-health-insurance/

https://www.bankbazaar.com/insurance/bharti-axa-health-insurance.html

http://www.bharti-axagi.co.in/health-insurance?utm_source=Google&utm_medium=PPC&utm_term=Health{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}20insurance{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}20bharti{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}20axa&utm_content=HealthText-LP-CHN&utm_campaign=Bharti-Axa-Brand-Health-Insurance&gclid=CJCM6ojurdACFcaOaAodVbAGSQ

Facebooktwittergoogle_plusredditpinterestlinkedintumblrmailFacebooktwittergoogle_plusredditpinterestlinkedintumblrmail

Bharti AXA Smart Health Insurance Plan (Rank Princess – SEO)

Nowadays, health insurance is a mandatory investment to safeguard you and your family against rising medical costs. Picking the right plan with the optimal coverage is the key to selecting a good insurance plan.

Bharti AXA Smart Health Insurance Plan is one such insurance plan that not only provides coverage for regular illnesses but also doubles the coverage in case of critical illnesses. This is an important benefit of Bharti AXA’s smart health insurance plan that makes it stand apart from other health plans.

Overview

Plan – Variant

Entry Age

Sum Insured

Basic Plan

For children – individual plan above age of 2 years, Family floater plans from 3 months to 23 years

 

For Adults – Up to Age 65

 

Max Number of Members- 2 Adults and 2 Children

INR 2,00,000

INR 3,00,000

INR 5,00,000

Premium Plan

For children – individual plan above age of 2 years, Family floater plans from 3 months to 23 years

 

For Adults – Up to Age 55

 

Max Number of Members- 2 Adults, 2 Children

INR 3,00,000

Optimum Plan

For children – individual plan above age of 2 years, Family floater plans from 3 months to 23 years

 

For Adults – Up to Age 45

 

Max Number of Members- 2 Adults and 2 Children

INR 4,00,000

INR 5,00,000

 

A medical test is required for adults aged above 55 years with a sum insured amount of INR 2,00,000 and for sum insured of above INR 2,00,000, a medical test is required for adults aged above 45 years. For the premium plan, a medical test is required for adults aged above 45 years.

Why Should You Buy Bharti AXA Smart Health Insurance Plan?

  • Double Benefit – Regular Coverage for normal hospitalisations or illnesses. Double the coverage for critical illnesses, if the patient is hospitalised due to any of the listed 20 critical illnesses.
  • Cashless Cover – Avail cashless facility at network hospitals across India. Close to 4300 hospitals are covered under this plan.
  • Lump sum Compensation – Receive lump sum compensation, double the sum insured amount in case of critical illnesses.
  • Good Room Rental Limits – with a sum insured amount of INR 2,00,000 to 3,00,000 room rental limit varies from INR 2,000 to 3,000 for normal rooms depending on the type of plan and INR 4,500 for ICU room. There is no rental room limit applicable for sum insured amount above INR 3,00,000.
  • Affordable Cost – Costs just Rs. 12 per day for a smart health insurance plan of the Rs.3 lakh individual plan for an adult aged below 35 years in Mumbai.

Features & Benefits

  • Simple and hassle-free claim settlement procedures with a dedicated claim handler for health insurance claims.
  • Optimal coverage of day-care procedures, pre and post hospitalisation expenses.
  • No Claim Bonus of up to 5{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} for each claim-free year with a maximum of five consecutive years.
  • Pre-Existing Diseases Coverage is available with a waiting period of 4 years. Get coverage from the 5th year after continuous coverage of 4 years with Bharti AXA.
  • Covers domiciliary hospitalisation up to 10{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} of the sum insured amount as well.

Inclusions: Allmajor critical illnesses are covered under this plan, which includes Cancer, First Heart Attack, Coronary Artery bypass surgery, Stroke, Kidney Failure, End Stage Lung Disease, End Stage Liver Failure, Coma, Major Burns and more.

Home treatment exceeding three days with nurse allowances is included as well. Daycare treatments like dialysis, chemotherapy, eye surgery and the like where more than 24 hours hospitalisation is not required.

Exclusions: There is a cooling period of 30 days where hospitalisation expenses during the 30-day period from inception of the policy will not be covered. Coverage for certain treatments like cataract, laser surgery, hernia, sinusitis and the like are excluded for the first two years from the start of the plan.

The plan does not cover dental treatments, routine eye checkups, birth control procedures, AIDS and maternity related expenses or a pre-existing illness cover from the 5th year onwards. A waiting period of 60 days is applicable for availing the critical illness cover.

ClaimProcess

  • Cashless Claim: Use the hospital locator to find a network hospital, Submit your health insurance ID card and form to the hospital. The assigned TPA (Third Party Administrator) will stay in touch with the hospital and settle the bills. Any excess amount has to be borne by you, and in case the treatment is not covered, a rejection letter with reasons will be sent out.
  • Reimbursement Claim: If admission is to be made to non-network hospitals, intimate the insurance company within 48 hours of hospitalisation. Keep all the original bills in a file, Pay for the treatment. Submit all the relevant documents and bills to the TPA; Documents will be reviewed, and settlement will be done for you accordingly within 21 days of claim submission.

In addition to this, a dedicated claims handler will be assigned to help you at all points during hospitalisation to follow up with the TPA and hospital. They will assist you through the process and manage the claims effectively on your behalf.

Eligibility

You can avail the coverage for an individual or a family, according to your requirements. In the case of a family, four members including two adults and two children aged below 23 years will be eligible. If you would like to cover elder parents or members, avail the benefits of an individual smart health insurance plan with a maximum age of 65 years.

Wrapping It Up

The Bharti AXA Smart Health Insurance Plan is a standard health plan that comes with a benefit of free critical illness coverage for you and your family. You don’t have to buy a separate add-on cover for critical illnesses since you can opt for coverage of up to double the sum insured amount. Yes, all this comes in a single policy package. So make up your mind now and have a relaxed future.

LSI Keywords: Bharti AXA Smart health insurance plan, smart health insurance, Bharti AXA, critical illness coverage, family floater

References

http://www.bharti-axagi.co.in/SEM/health_insurance/lsp-critical-illness5-new1.html

http://www.bharti-axagi.co.in/health-insurance/faqs

http://www.bharti-axagi.co.in/health-insurance

http://www.bharti-axagi.co.in/health-insurance/inclusions-exclusions

http://www.bharti-axagi.co.in/health-insurance/claims

http://www.bharti-axagi.co.in/health-insurance/cashless-hospital-network

Facebooktwittergoogle_plusredditpinterestlinkedintumblrmailFacebooktwittergoogle_plusredditpinterestlinkedintumblrmail

Under the Spotlight: CashRewards Inc. Becomes Australia’s Fastest Growing Tech Company (Rank Princess – SEO)

A quarter million subscribers and $13 million in cash backs later, the e-commerce start-up CashRewards won the title of ‘Australia’s Fastest Growing Tech Company’. Here’s the full story.

The Award

Deloitte Touche Tohmatsu Limited, or only Deloitte, is a professional services firm based in the UK. Every year Deloitte conducts the ‘Fast 50’ program under which it recognises fast-growing tech companies around the globe based on revenue growth in the previous three years.

The awards are country specific and this year, for the Australian chapter of the awards, the online shopping space CashRewards.com.au emerged as the winner. This was due to CashRewards’ stellar growth of 12,496{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} over the last three years.

About CashRewards

Now, these are some serious numbers we are talking. It’s not every day we see growth figures like this. So what is CashRewards and what are they doing right?

CashRewards is an Australian cash back service that gives consumers cash backs for purchases they make through cashrewards.com.au. One only visits the website, chooses the product they want to buy, following which they are redirected to the seller’s website. And they just complete their purchase as they normally would. And just like that, they receive a part of the price paid for the product back in the bank account as cash backs.

All the shopper has to do is take the extra step of visiting the CashRewards website before being redirected to the seller. Read on as we tell you why it’s such a brilliant business plan and how we love their tagline “Get paid to shop”.

How it Works

Like every good idea, the mechanics behind this is fairly straight forward. Retailers pay Cash Rewards money to advertise their products on their website. And in return, CashRewards pays a part of it to the consumers who shop from their website.

The cash backs offered are just an extra incentive for the consumers to buy that product and take that extra step of visiting their website.

For the retailers too, this is a smart move as the cash backs translate to higher traffic from this site than others.

Simplicity is Key

The success of this company lies in its simplicity and efficient marketing. CashRewards tells its customers that they are always just 15 seconds away from ‘getting paid to shop’ and most consumers wouldn’t mind those few extra clicks before landing on the page which they were going to visit anyway.

And guess what? They get some cash, real money not coupons or discount codes, in the process. Brilliant, ain’t it?

CashRewards is another example of a good idea coupled with excellent execution. And with their smart marketing and persistence, the company now has under its belt over 1500 retailers on the website, a quarter million active users and the titles like ‘Australia’s number one cashback site’ and ‘Australia’s fastest growing technology firm’. 

LSI Keywords

Deloitte awards 2017

Deloitte Fast 50 winner

CashRewards in Deloitte

Best cashback site

Fastest growing tech company

Facebooktwittergoogle_plusredditpinterestlinkedintumblrmailFacebooktwittergoogle_plusredditpinterestlinkedintumblrmail