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How Pushpay Went to Church & Mobile Payments Became as Easy as Breathing (Rank Princess – SEO)

On a beautiful Sunday a few years back, New Zealander Chris Heaslip was sitting in his church with his phone in his pocket and not much cash in his wallet.

It was the helplessness of not having enough cash to donate at the moment that made the realisation hit Heaslip- what if giving money to the church were as simple as buying a song on iTunes? What if having cash at hand was no longer a requirement, and cashless payments weren’t a heap of fear and complexity anymore?

Soon after, Chris Heaslip and Eliot Crowther founded Pushpay in 2011. They expect to achieve annualised monthly revenue of $100 million by late 2017.

Pushpay Is the Easy Way to Give

The Pastor of Experience Church, Dennis Cummins, was astonished by the 1000{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} increase in the donation numbers, so much so that he decided to rerun the figures because he didn’t believe the calculations the first time.

Cummins isn’t the first, and his Church isn’t the only one to benefit from a faster and easier payment facilitating application. Church’s Pushpay reviews are mostly flooded with appreciation. With its services available in about fifteen countries, Pushpay dominates a good part of the faith sector of the USA.

The Ten-Second Giving Experience

The eChurch app by Pushpay allows the registered churches to create their branded app and customise it per their infrastructure.

It promises a ten-second giving experience, allowing people (customers/charity donors) to pay the merchant/church of their choice any particular amount of funds with the minimum possible hassle.

In the US, thirty of the largest hundred churches from the top employ Pushpay. The company has processed as much as $1 billion in a year at a time.

When Pushpay Almost Didn’t Exist

Back in 2011, Pushpay contacted the large churches of New Zealand to run trials for its product. With a somewhat rocky start that marks the realisation of every novel idea, the firm managed to raise enough capital to expand its business to Australia, and then to the USA.

Pushpay was rolling.

Then came 2013. The company ran out of funds. Heaslip sat down in front of his staff and apologised. The firm had no money to provide salaries to its employees. He felt he had let his workforce down.

Heaslip recalls that fateful day as the single hardest of his entire existence.

The sincerity, however, was rewarded. The staff chose to stay. Soon after, New Zealand riches Peter and Christopher Huljich took an interest in Pushpay. Heaslip and Crowther were handed an investment of $2 million.

Fast forward two years and Pushpay was taking the faith industry by a storm, reaching Canada and other countries.

Founded out of Frustration, Pushpay Had Its Moments

The company was ranked at the top in the 100 Hot Emerging Companies List in 2015. Crowther and Heaslip received the EY Young Entrepreneur of The Year award the same year.

Chris Heaslip, during one of his public appearances, called Pushpay the 15th among the set of ideas that he was working on at the time. He recalled the insane amount of determination, willingness, and hard work it took not to give up and keep learning and adapting.

At the time, Pushpay has more than 5200 merchants, most of which belong to the faith sector. It provides its services to five out of the top ten churches in the US. Pushpay Redmond and Pushpay Auckland headquarters watch over the handling in the USA and New Zealand respectively.

Pushpay careers saw an increase in its staff headcount by 33 per cent. It is working to become a part of additional digital payments to various other organisations in other zones.

Despite creating a service so thoughtful and seemingly flawless, Heaslip considers his workforce as their greatest asset, stressing on the paramount significance of having the right kind of people at the right point in the journey of any firm.

 

Keywords: eChurch app by Pushpay, USA Pushpay, Pushpay Heaslip and Crowther, Pushpay careers, Church’s Pushpay reviews, Pushpay Redmond, Pushpay Auckland

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Stained your Leather Jacket? Dhobilite to the Rescue! (Rank Princess – SEO)

Don’t worry. Getting stains out of leather garments is a tad laborious, but not an impossible task. At Dhobilite, we’re here to tell you how much your leather jacket will love you after our services.

Leather jackets are the statement for winters. But like with everything expensive, leather too needs care and attention. Whether it is suede, sheepskin or good old full-grain leather, there are different methods of cleaning. For minor stains on leather, just mix water and vinegar, and give it a good buff.

If the stains on the leather are more traitorous, or the garment more treasured – hand it to us. Dhobilite has professional leather dry-cleaning and restoration service, which gives your leather jacket back good as new.

The Last Word in Dry-cleaning

At Dhobilite, we use a plethora of clinically-tested safe cleaning agents to dry-clean your jackets to ensure that the leather is not harmed in any way.

Our experts know how to differentiate dry-cleaning methods for nubuck, suede or full-grain leather garments. Also, the dyeing of leather makes a world of difference to dry-cleaning techniques. Light and tan colours need a different hand in cleaning than full, darker shades.

You’ll Get Your Leather Jacket As Good As New

Whether your leather item is a jacket, a coat, motorcycle wear, boots, purses or bags – Dhobilite leather dry-cleaning and allied services know how to make it look and feel good as new. From making marks and stains disappear to touching up scratches, we’ve got you covered.

Colour Me Original, Baby!

Recolouring is a process in which we match the jacket to the first dye which was used to colour the item of clothing. Our leather experts include cherry-picked tanners who know how delicate recolouring is. You will get your leather biker jacket back looking like the day you bought the snazzy little thing.

Stitching those pesky little bits up

Over time, the stitching near cuffs and collars gets worn and frayed. We’ve all taken scissors to cut those little stragglers off, but the damage just gets worse over time. At Dhobilite, taking care of your leather jackets and overcoats includes expert stitching. We use high-quality stitching equipment and techniques to keep them smart and sharp.

Rivet Replacement

Your trusty sheepskin overcoat lost a couple of rivets during last night’s blow-out party? Worry not, Dhobilite has leather experts who will match and press those rivets in like nothing ever happened. Just to keep you looking oh so debonair.

Leather Patching and Zip Replacement

Leather and its variants are a lot more durable than fabric. That said, wear and tear do take place. We provide premium quality runs for all kinds of leathers. And a professionally restored patch does wonders for the look of your leather item.

Take Care of Leather, And It’ll Take Care of You!

Removing stains from leather is nothing new. They can be done professionally, restoring leather jackets to their first glow. But home remedies at best are good at removing 80{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} stains from leather. With time, the stain grows more prominent, and you wish you’d taken it to professionals earlier. With a regular dry-clean from us, your leather jackets and coats remain soft and supple for years.

Remember. For every spill, Dhobilite has a way.

LSI Keywords:

Stains on leather

professional leather dry-cleaning

leather experts

Removing stains from leather

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Stained your Leather Jacket? Dhobilite to the Rescue! (Rank Princess – SEO)

Stained your jacket and can’t get it off? Well, blotched jackets or shirts are no more a concern when you can call Dhobilite at your whim. Can’t wash the leather jacket or get it dry cleaned? Well, don’t fret, because Dhobilite has got it all covered. From pick up to drop off we offer a complete package of cleaning solutions to all. And what’s more? We even have an emergency cleaning alternative that allows cleaning service within 48 hours.

What is Dhobilite?

Dhobilite is an efficient online cleaning service that allows you to maintain a clean wardrobe and an even more decent life with a busy schedule. We provide world-class garment care with a penchant to deliver the best services. We are an affordable platform that caters to your hectic lifestyle and offers added services like Pick up and Drop off of garments.

Why Dhobilite?

Dhobilite takes care of each garment as a priced possession. We understand that each garment is much more than just a piece of clothing and we handle it with utmost concern.

Our Services

We offer various cleaning solutions, such as these:

Laundry

Tired of running chores all day? Well, cleaning is made easy with state of the art cleaning practices and detergents that are premium as well as gentle.

Steam Iron

Can’t get the wrinkles off of your favourite outfit? Well, we have got that covered too. Dhobilite provides a hassle-free way to deliver ironed clothing at your doorstep.

Dry cleaning

With ion-active technology that not just frees garments from stains and dirt but also helps you maintain a healthy bacteria-free life. The ion rich components don’t allow unwanted organisms on your clothing that could otherwise be a threat to your life.

Shoe Cleaning

We understand shoe-fetish and thus the concern for shoe care. Our athletic staff at Dhobilite is trained to not just clean shoes but to revive their textures and make it as good as new.

Accessories

A bag’s worth more than what meets the eye. Therefore our eye for value and concern for care makes us the best at what we do. Dhobilite cleans your favourite bags and revives de-shaped leather to its original form.

Car Cleaning

A big boy’s toys are a priced possession, and therefore we look after it for you. You don’t need to drive it down for cleaning; we offer car cleaning service at your doorstep from basic car cleaning to meticulous dry cleaning.

Places of Operation:

Gurgaon (Gurugram)

Indirapuram

Noida

Greater Noida

Delhi

Hyderabad

Bangalore

Pune

Mumbai

The Key Takeaway

The next time you have a stained leather jacket, don’t you worry as Dhobilite is just a click away. Garments can be picked up from the doorstep and are charged on a per Kg basis. Other services at Dhobilite include Car Cleaning, Shoe Cleaning, Accessory (Bags, etc.) cleaning and revival. There is also an option to create a Dhobilite wallet that makes the whole service pre-paid and hassle-free.

In case of queries, FAQs and redressal, please click here.

LSI KEYWORD

Online Cleaning Service

Dhobilite

Dry cleaning

Shoe Cleaning

Stained leather jacket cleaning

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Stained your Leather Jacket? Dhobi Lite to the Rescue! (Rank Princess – SEO)

We know you love your leather jacket. After all, a good leather jacket is a lifetime companion and a sizable investment. We would all like to protect our investment, but sometimes life gets in our way. Did your jacket have a little accident with the elements? Dobhi Lite is only a phone call away.

Leather & the Rest

There is something about leather that makes it so coveted among everyone. While discussing garments and accessories, it’s often leather or ‘something else’. Why the distinction?

The leather is primarily processed animal hide. Hide, or skin is an incredibly robust and versatile organ that lasts a lifetime. And for this reason, leather goods are as durable as they are.

But on the flip side, the animal hide is a tricky material to process and make products. On top of that, leather, like our skin, absorbs anything that it is exposed to. Dust, Water, or that cup of coffee that you spilt on it.

As a result, Leather goods are expensive and require extra attention. While we understand that you try your best to take care of your leather jacket, things don’t always go as planned, do they?

Leather Care

So you stained your coat and didn’t know what to do about it. Not a problem. But we do hope that you haven’t tried doctoring it yourself because standard cleaning rules don’t apply to leather.

Leather goods cannot be washed and doing so might be the end of them. What about dry cleaning? Nope. It’s not that simple. The chemicals used for dry cleaning fabric have little effect on leather, a little positive effect that is. So when it comes to rescuing leather, experts do it best. Welcome to DobhiLite.com

The Dhobi Lite Treatment

At Dhobi Lite, we understand leather and employ cleaning techniques that not only remove stains without harming the materials but also improve its overall longevity.

The cleaning of leather goods at Dhobi Lite is done using special leather-friendly cleaning agents which restore the essential oils of the animal hide and help retain the look and feel of the jacket.

That’s Not All

Dobhi Lite’s leather services aren’t just limited to stain removal. Our corrective services cover everything that can go wrong with your leather articles. From stitching, strap and zip replacements to patchwork, we have it all.

You don’t have to wait for something to go visibly wrong with your leather goods before you pay attention to it. In fact, we recommend showing some love and care to your leather goods on a regular basis. You have Dhobi Lite’s preventive services for that. These include everything from polishing, conditioning to recolouring. Our preventive services ensure that your leather jacket remains soft, supple and new-like for years to come.

So, bring in your leather articles to Dhobi Lite if you’ve had a little accident with them or just for the regular care and maintenance that they deserve.

LSI Keywords

Leather Jacket Cleaning

Leather jacket stain removal

Leather cleaning services

Leather goods maintenance services

Leather goods care

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Advanced Technology Migration, Development and Maintenance Services for “Open Solutions” (Rank Princess)

Comprehensive Deployment and Ongoing Services via DOT NET, Oracle and SQL Server Platforms – A Journey of Cohesion, Scalability and Security for Banking Technology Provider “Open Solutions”

Geographically Distributed Reach and Broad Domain Expertise of Open Solutions

As a Banking Technology provider in the global domain, spread across geographies and catering to a wide customer base, Open Solutions carries a very broad portfolio of products and services. Their suite of myriad solutions is designed to enable technology to minimise workload and maximise efficiency for Banks, Credit Unions and service providers of Financial Services. Open Solutions primarily automates Core Banking and General Ledger Activities for its clients, in addition to Customer Relationship Management.

Open Solutions’ Unique Market Position in the Banking Sector

Open Solutions has gained broad market acceptance based on its ability to deliver fast paced customer centric solutions, which are user-friendly and reliable.

  • Clients depend on Open Solutions primarily due to the integrity and dependability of the underlying technology support system.
  • Open Solutions is constantly looking for ways to modernise its technology architecture that can cater to bulky, time intensive calculations. The speed and accuracy of the solution are paramount to remain competitive in the Banking market.
  • Due to the nature of the domain that Open Solutions operates in, a secure system is a top priority for every client associated with Open Solutions. As a result, all systems deployed by Open Solutions are built on a rigorously tested and impenetrable security layer.

To provide the best of breed applications to its clients, Open Solutions is continually looking for interoperable and scalable technology solutions with the aim of maximising their customer satisfaction.

Core Challenges Faced by Legacy Technology Architecture of Open Solutions

Open Solutions, in their endeavour to expand business operations underwent a number of acquisitions of companies in the similar domain. Evidently, this led to the integration of a number of products that were built on multiple technology platforms.

  • Low Efficiency and Speed – Overtime, the overall efficiency and speed was compromised due to the presence of multiple software platforms that were unable to perform smooth handovers.
  • High Costs – Even when higher costs were incurred, the legacy system failed to provide expected results.
  • Issues During Customisation – Customisation of existing products was difficult since some of the modules were hardwired into the code. Besides, it was time-consuming and sometimes led to a loss of integrity.
  • Scalability Concerns – Scalability was a major issue and support for localisation and internationalisation was becoming increasingly difficult.

When Open Solutions found themselves overwhelmed with the demands of multiple technology platforms that had to operate together to accomplish common tasks, they approached R Solutions for a planned software architecture.

Initial Need Assessment by Open Solutions

As part of the future roadmap and planning process, Open Solutions needed to accomplish the following shared goals:

  • The single technology platform for all products and services for smooth and seamless interoperability between application systems.
  • A secure and multi-channel architecture that would cater to cross-domain requirements, now and in future at a fraction of current costs.
  • A scalable system that is built with ease of enhancement and customisation of existing products and services.
  • A thorough analysis of the functionality offered by current suite of products and services and its comparison against industry standards to enhance existing functionality for customer delight.
  • A mechanism to ensure that client activities of over 300 banks and credit Unions across North America go unhindered during the transition. The need for a no impact migration process from the existing to the new software platform was identified as a critical objective.

While Open Solutions identified the need for a new software architecture, their underlying goals would be accomplished only after a thorough assessment and detailed re-design of the current system.

The legacy system at Open Solutions used three different platform architectures for their Core Banking, General Ledger and Customer Relations Management systems. The use of COBOL, Java, DB2, VB, Oracle, Centura and SQR produced a setback in major critical tasks performed by Open Solutions, compromising efficiency and effectiveness of software performance.

Proposed Requirements, Design and Planning by R Systems

R Systems put forward a detailed proposal entailing comprehensive Analysis, Design, Development, Testing, Maintenance and Support to meet future functional and technological goals of Open Solutions.

On the functional side, R Systems identified the need for a single interface for authentication and authorization of three different system user profiles. Seamless integration of all modules and advanced reporting was at the core of the proposal.

On the technology front, the goal of R Systems was to identify and implement the best approach through which all software systems would interoperate seamlessly. In this context, the final architecture would envisage the use of DOT NET architecture, backed by Oracle and DB2 through SQL Server and its reporting services.

  1. During the initial Requirements Gathering phase, R Systems performed an in-depth analysis of current system architecture and products. During this phase, R Systems identified design areas that needed refurbishment.
  2. The rather recursive and vigorous Development Phase focused on the production of a common architecture and authentication mechanism across products, the design of reusable components (DOT NET controls) and required Reporting capabilities in accordance with intended Regulations and Customizations. In the end, a no-impact migration procedure was carried out for the Database and Middle Layer
  3. During the thorough Testing Phase, R Systems imbibed Functional, System, Integration, Regression, Performance and Load testing alongside Release Management according to industry standards.
  4. R Systems is currently engaged in ongoing Support and Maintenance activities on the entire platform architecture devised for Open Solutions. R Systems provides regular defect analysis, timely hotfixes and system updates, and onsite as well as offshore implementation support when required.

The R Edge for Guaranteed Cohesion, Scalability and Security of the Proposed Solution

R Systems offered a competitive and cohesive unified platform architecture to Open Solutions by providing a Robust, Scalable, Interoperable and Secure Software Design.

R Systems enabled the competitive edge for Open Solutions across software development phases:

The Development Phase

  • During the design and development phases, R Systems focused on maximising customer satisfaction. This was achieved by ensuring that the software adhered closely to the requirements of Banks, Credit Unions, Thrifts and Financial Service providers catered to by Open Solutions.
  • Ever since the idea of a new system was conceived by R Systems, their goals revolved around providing an interoperable, distributed system. This objective was met through an interoperable, Distributed Accounting system. Besides, integration with third party systems including TEFBV, DOMI and SPEI was implemented
  • Extended functionality was always part of the planning process. As a result, key features of the new system included CECOBAN Clearing Processing, Regulatory Reporting, Interest Rebate processing, Bill Payment Processing and Bar Code support. Further, the system supported Reward program for Savings account holders, comprehensive Loan and Interest features including Debt Restructuring, detailed Taxation and reporting, VAT accounting and Inflation accounting to site a few.
  • Among other added conveniences were support for Thai calendar and User interface design in the local language.

The Migration Phase

  • The major activities undertaken by R Systems during migration were the deployment of a unified DOT NET framework to successfully eliminate all fragmented activities from the existing legacy system. The major work undertaken was for supporting a Distributed Accounting system and eliminating redundant functionality through the use of reusable components.
  • R Systems implemented a Single Sign-On feature as part of its interoperability core goals, including authentication and authorisation of system users and accomplishment of common functions including creation and maintenance of Customers, Members, and Accounts as primary entities of the distributed system.
  • Among important efficiencies introduced as part of the transition were ease of navigation throughout the application, increased usability and user friendliness, and easy plug and play and integration with third party applications.

The Support and Maintenance Phase

  • R Systems efficiently aligns the issues reported by Open Solutions along three different pre-determined strands for optimal resolution in minimum time frame. R Systems internally classifies these strands as Application Code issues, Operational Issues and Non-Issues.
  • Operational and Non-Issues are resolved by guiding the client to several Business processes.
  • To deal with critical issues that need immediate attention, R Systems supports Open Solutions thorough Hotfixes for the fastest possible resolution.
  • R Systems deploys the best minds as part of its support team to resolve all maintenance and support tasks via an Onsite – Offshore model.

The R Experience and How it Can Serve YOU Better in Your Projects

R Systems deployed one of the best platform architectures in banking domain for Open Solutions. This proved superior and highly competitive as compared with most other counterparts available in the market today:

  • Close Attention to Present Needs: The software solution was designed with close alignment to the needs of Core Banking, CRM and General Ledger requirements, which were critical to Open Solutions
  • Unmatched Software Architecture: DOT NET Platform over Oracle/DB2 and SQL Server reporting was the best choice of architecture for Open Solutions and their needs for an interoperable, distributed, reusable and scalable solution were met thoroughly and meticulously.
  • Cost Reduction and Efficiency Maximisation: Due to the nature of the software architecture, elimination of redundant activities, reusable functions and user acceptance came naturally with the deployment and migration to the new system. As a result, the new system was up and running at only a fraction of the current costs and performed the tasks with higher efficiency and greater throughput.
  • Successful Implementation of Major Enhancements: The new system proposed by R Systems carried many more features that were not part of the legacy system. The new interoperable system not only implemented desired functionality but also enabled scalability and easy plug and play to cater to any future requirements.
  • Thorough Support and Maintenance Function: The support and maintenance tasks undertaken by R Systems were critical towards satisfying the needs of Open Solutions. Thorough internal planning and classification of critical and non-critical issues through professional expertise was ideally deployed through an onsite-offshore model.

R Systems has a culture of innovative, transformational solutions that meet challenging expectation on time, and on target for mission critical application systems. Using a customer-centric approach, R Systems achieved high efficiency at reduced costs and seamless integration and scalability for Open Solutions’ architecture targeted at the Banking and Financial domain.

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Dandruff V/S Dry Scalp: Differences and the Best Treatments (Rank Princess – SEO)

It is very easy to confuse dandruff with a dry scalp because they are flaky and are found in the scalp area. Dandruff flakes are caused by excess oil in the scalp. When there is excess oil on the scalp, yeast forms on the scalp.

This yeast feeds on the oil and keeps growing, and thus, dandruff is formed. In dry scalp condition, when yeast feeds on the oil that is produced by the scalp, the scalp dries up. This causes the skin of the scalp to clamp and flake off. For this reason, people assume dandruff and dry scalp to be same.

How to Identify Dandruff from Dry Scalp

If your scalp seems yellowish white in colour, it is dandruff. Dandruff has larger and off-whitish flakes while dry scalp has flakes which are white and smaller. Dandruff Flakes are more difficult to remove from your scalp.

An easy way to identify dandruff from the dry scalp is to scratch your scalp and smell your fingers. If there is a certain smell, then that is the smell of dandruff.

Treatment for Dandruff

  • Vinegar- Every time you wash your hair, mix two drops of vinegar with water. Not only will it remove dandruff, but also make your hair shinier.
  • Keep Your Hair Clean- Wash your hair at least twice a week with anti-dandruff shampoo. However, do not overdo it as it may lead to hair damage and friskiness.
  • Lemon and Coconut Oil- A perfect remedy from grandma’s kitchen, the anti-bacterial properties of lemon are a sure treatment for dandruff. Just mix a few drops of lemon juice with coconut oil and let it seep through your hair. You will notice a visible reduction in dandruff in just one wash.

Treatment for Dry Scalp

The causes of the dry scalp are not as complicated as dandruff, and hence, the treatment is not as complicated either. Here are a few simple tips you can follow:

  • Let Your Scalp Breathe – To improve your dry scalp condition, you have to give your scalp a chance to breathe. Avoid using hair products that clog your pores. Leave-in conditioners, oils, etc. may have their advantages, but they don’t give your scalp a chance to breathe. It is better to stay away from them at least until the time your condition improves.
  • Use the right hair products – Using hair products according to your hair type is very important. Use hair products that give your hair the chance to adjust to the temperature of your surroundings. Use a moisturising hair shampoo, Avoid using dry shampoos as they tend to escalate the dry scalp condition.
  • Avoid scratching your scalp – Dry scalp causes a lot of itching, but you may want to resist the temptation of scratching. Scratching causes your scalp to flake. This not only shows on your clothes but also cause wounds on the scalp. These wounds will take a while to heal and worsen your dry scalp condition.
  • Drink Water-Always keep your body and scalp hydrated. Drinking water will help the blood circulation in your scalp, improving your scalp health.

LSI: Dandruff, Dry Scalp, Treatment for Dandruff, treatment for dry scalp

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Meet the start-ups Olympians Redefining Growth in 2016 (Rank Princess – SEO)

When a term or phrase gets over-used, the meaning falls flat over time. Like ‘epic’, for example. Or disruption, in the case of startups. Here are five startups who took a good idea and turned it into mind-numbing, unheard-of growth in 2016.

When the world is catching up to startup funeral parties, take a look at Deloitte’s list of startups which have posted inhuman growth figures. It should be no surprise to anyone that a significant part of the 500 is Chinese and Australian startups.

Chengdu Wolaila

Website: www.sposter.net

The number one spot was taken by the Chinese start-up Chengdu Wolaila. Via an internet portal called Sposter, this enterprise provides e-commerce and 24-hour express delivery services.

Using pin codes and special delivery boxes, this company has the distinction of completing a million deliveries a day. Chengdu Wolaila tops this year’s index with a staggering 25,239{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} growth, taking advantage of the Asian supergiant’s love for all things consumerist.

Puhui Finance

Website: www.puhuifinance.com

The job board of Puhui Finance is buzzing like anything. The last and the most important requirement for a customer service representative is ‘can work under stress’.

If the Chinese startup’s meteoric growth can be pinpointed to an effect, this would be it.

The butterfly effect of consumerist overkill in China is playing off here as well. Puhui Finance Information Service Co Ltd has recorded growth figures of 14,047{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}, providing easy lending to the masses through an app itself.

Seeing Alibaba, the success of these two should not be a surprise. E-commerce, logistics and consumer finance, the holy troika appears!

Byte Dance Ltd (Toutiao)

Website: www.toutiao.com

With a 30-something CEO Zhang Yiming, Byte Dance has redefined startup success in the heavily-controlled media arena of China. Toutiao or Today’s Headlines is the almost-addictive app which aggregates news by using Artificial Intelligence to curate content.

The latest reports put Toutiao’s user base at a mind-boggling 700 million, and an explosive 68 million regulars to heavily active users. These numbers have propelled Byte Dance to claim a growth figure of 13,085{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}, as put by Deloitte’s Technology Fast 500 Asia Pacific 2016 list.

Bringing up the last of the top five list of Olympian growth figures are two Australian startups, Cash Rewards and Property Exchange Australia Ltd.

Cashrewards

Website: www.cashrewards.com.au

Move over, loyalty points. Instant gratification has made you obsolete. Andrew Clarke had the brainwave of ditching loyalty points for straight-up cash rewards for shopping and named it exactly so.

Within a few years, this Australian startup has garnered over 100,000 subscribers providing AUD 150 million in consumer splurges. The modus operandi is simple: Log into Cash Rewards and start shopping frequently from thereon. Finish shopping, get cash-backs in a few days. Elementary!

And the growth shown by the startup – 12,469{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}. Chew on that.

Property Exchange Australia Ltd

Website: www.pexa.com.au

Property Exchange Australia Ltd, or Pexa as it’s known, is the quintessential example of technology turning an age-old process into a hassle-free, transparent process. Quite simply, Pexa has taken conveyancing, or the act of transferring land titles from a pen-and-paper based, time-consuming exercise to a paperless transaction. Now, this does not sound much, but considering the banks, governments, property lawyers and land registries – this is nothing less than heaven sent for the parties on all sides. Pexa, under CEO Marcus Price, has grown by 7,116{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} by providing a platform for the above. And that’s a good thing for a startup as any, isn’t it?

There has been news all this while about startup success and burn-outs. But as an edict in perseverance, innovation and technology, these top five start-ups are a welcome sign. All is not bad. Some fall, but some do fly. And when startup success is talked about, it will not only be about Google, Uber and AirBnB. There’s a lot more to the startup success story than meets the eye, and here’s the proof.

Now, be a good netizen and share!

LSI Keywords Used:
Startup success
Startup success story

In Story:

Australian startups
Toutiao
Chinese startup

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Meet the start-ups Olympians Redefining Growth in 2016 (Rank Princess – SEO)

When a term or phrase gets over-used, the meaning falls flat over time. Like ‘epic’, for example. Or disruption, in the case of startups. Here are five startups who took a good idea and turned it into mind-numbing, unheard-of growth in 2016.

When the world is catching up to startup funeral parties, take a look at Deloitte’s list of startups which have posted inhuman growth figures. It should be no surprise to anyone that a significant part of the 500 is Chinese and Australian startups.

Chengdu Wolaila

Website: www.sposter.net

The number one spot was taken by the Chinese start-up Chengdu Wolaila. Via an internet portal called Sposter, this enterprise provides e-commerce and 24-hour express delivery services.

Using pin codes and special delivery boxes, this company has the distinction of completing a million deliveries a day. Chengdu Wolaila tops this year’s index with a staggering 25,239{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} growth, taking advantage of the Asian supergiant’s love for all things consumerist.

Puhui Finance

Website: www.puhuifinance.com

The job board of Puhui Finance is buzzing like anything. The last and the most important requirement for a customer service representative is ‘can work under stress’.

If the Chinese startup’s meteoric growth can be pinpointed to an effect, this would be it.

The butterfly effect of consumerist overkill in China is playing off here as well. Puhui Finance Information Service Co Ltd has recorded growth figures of 14,047{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}, providing easy lending to the masses through an app itself.

Seeing Alibaba, the success of these two should not be a surprise. E-commerce, logistics and consumer finance, the holy troika appears!

Byte Dance Ltd (Toutiao)

Website: www.toutiao.com

With a 30-something CEO Zhang Yiming, Byte Dance has redefined startup success in the heavily-controlled media arena of China. Toutiao or Today’s Headlines is the almost-addictive app which aggregates news by using Artificial Intelligence to curate content.

The latest reports put Toutiao’s user base at a mind-boggling 700 million, and an explosive 68 million regulars to heavily active users. These numbers have propelled Byte Dance to claim a growth figure of 13,085{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}, as put by Deloitte’s Technology Fast 500 Asia Pacific 2016 list.

Bringing up the last of the top five list of Olympian growth figures are two Australian startups, Cash Rewards and Property Exchange Australia Ltd.

Cashrewards

Website: www.cashrewards.com.au

Move over, loyalty points. Instant gratification has made you obsolete. Andrew Clarke had the brainwave of ditching loyalty points for straight-up cash rewards for shopping and named it exactly so.

Within a few years, this Australian startup has garnered over 100,000 subscribers providing AUD 150 million in consumer splurges. The modus operandi is simple: Log into Cash Rewards and start shopping frequently from thereon. Finish shopping, get cash-backs in a few days. Elementary!

And the growth shown by the startup – 12,469{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616}. Chew on that.

Property Exchange Australia Ltd

Website: www.pexa.com.au

Property Exchange Australia Ltd, or Pexa as it’s known, is the quintessential example of technology turning an age-old process into a hassle-free, transparent process. Quite simply, Pexa has taken conveyancing, or the act of transferring land titles from a pen-and-paper based, time-consuming exercise to a paperless transaction. Now, this does not sound much, but considering the banks, governments, property lawyers and land registries – this is nothing less than heaven sent for the parties on all sides. Pexa, under CEO Marcus Price, has grown by 7,116{ed162fdde9fdc472551df9f31f04601345edf7e4eff6ea93114402690d8fa616} by providing a platform for the above. And that’s a good thing for a startup as any, isn’t it?

There has been news all this while about startup success and burn-outs. But as an edict in perseverance, innovation and technology, these top five start-ups are a welcome sign. All is not bad. Some fall, but some do fly. And when startup success is talked about, it will not only be about Google, Uber and AirBnB. There’s a lot more to the startup success story than meets the eye, and here’s the proof.

Now, be a good netizen and share!

LSI Keywords Used:
Startup success
Startup success story

In Story:

Australian startups
Toutiao
Chinese startup

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How an Idea Made this Firm into a One-Stop Payment Solution (Rank Princess – SEO)

PushPay is a New Zealand based payment solution that proves to be more than just that. In 2011, PushPay was just an idea conceived by a man who, like many of us, had trouble making a payment. That idea has transitioned into a rapidly growing commerce exchange platform in just six years. Apart from empowering businesses, Pushpay also functions as a donation platform for various non-governmental organisations and churches across New Zealand, Australia, and the United States.

What Sets them Apart from the Other Payment Solutions?

While PushPay is a commerce flow facilitation platform, it also operates as a voice for churches and organisations who need donations for a cause. In this busy world, while most of us have the resource to donate money, we do not have the time. The co-founders of Pushpay, Chris Heaslip and Eliot Crowther wanted to eliminate just that. They have simplified the payment time to just ten seconds, which has made making payments an easy task.

Customer Friendly Monetisation

Pushpay enables a firm to contact their customer and thus establishes a good relationship between the two. This unique feature sets it apart from its competitors in the global market. Small or big, business is a business, in the view of this multi-national firm. The signing up and payment process is simplified to avoid any inconvenience that the customer may face while making a payment.  

The Idea of Giving, Anytime, Anywhere

This innovative initiative taken by this firm has given it a high reputation among Churches and Organisations alike who have the need to be heard and helped. Over 6,000 churches have partnered with PushPay. A customer need only spend less than ten seconds or five in some instances, to donate any sum he wishes to support the cause of a Church of their choosing. The Virtual Terminal/Envelope Giving allows the customers to make credit card, debit card, and ACH payments.

Leader in the Global Markets

The products offered by PushPay are based on the Software as a Service (SaaS) model. SaaS expert Jason Lemkin describes the exponential development of the firm as a “hyper-growth” based on his evaluations, having grown from an Annualized Committed Monthly Revenue (AMCR) of $1m NZD to $10m NZD in just a year and four months since its inception in 2011. Currently, the AMCR of the firm is an impressive amount of $28.01m NZD. Added to this exuberant figure, this company had set a record of servicing $500m NZD in the November of 2015 which was a huge $300m NZD more than its money flow in March of that same year.              

Generosity Drove Success

In 2015, the efforts invested by the co-founders bought them the ‘EY Young Entrepreneur of the year award’. The US faith-based market saw the emergence of two young men who set up a global platform for them to be benefitted. This initiative to improve faith and aid their cause has earned the firm applause even from the neighbouring faith-circle in Canada. The Firm’s social responsibility has made an impact on more the 150 million church-goers and led to its generosity-driven success.

The Question of Security?

PushPay has a highly secure cloud trade forum. Keeping in mind the importance of Privacy, the security developers of PushPay have made the donating and exchanging process, an easy one. This ensures that there is no room for data hacking or fraudulent activities.

Financial Partners

The steady growth of PushPay attracted globally reputed financial institutions such as Pie Funds, ASB, Visa, Mastercard, Watercare, and AMP to partner with them. The Auckland-based cloud commerce exchange platform has become a SaaS force to be reckoned with. Apart from its prominent service countries such as New Zealand, Australia, and the US, PushPay has established its network across Europe, Canada, and Mexico. The top-notch quality of service provided by the Exchange platform is the key to their success. 

Keywords

Commerce Exchange platform, Firm, cloud trade forum, commerce flow, payment solutions, cause, payment and donate.

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Is Pushpay Holdings a Financially Strong Company? (Rank Princess – SEO)

For companies such as Pushpay Holdings Limited which have small market capitalisation, financial strength is the deciding factor for their existence in the long run.

A low debt load may lead the investors to believe that the company has a strong financial base. However, financial strength is also governed by operating cash flows and earnings stacked up against debt.

The lack of geographic diversification is one of the major reasons for which such companies are highly affected by a downturn in an industry in the region, or in the country’s economy. So, investors often go for small-cap funds.

Well-versed investors, on the other hand, allocate to individual small-caps a small part of their portfolio capital, with the primary aim of improving its risk-return profile. But that does not reduce the risks that these companies face individually.

The Company

Pushpay Holdings Limited develops mobile payment solutions with primary operations in the United States. The company was incorporated in 2011 and has its headquarters in Auckland, New Zealand. The company creates a platform for electronic payments and mobile commerce and offers tools to merchants for engaging with consumers.

The solutions provided by the company comprise Event Registration, an instinctive solution that offers registration and sign ups, a collection of payments, and other process solutions to churches. Another product is 3D Touch. It is a built-in support technology to help make repeat payments by using its platform.

The company also allows app vendors to include a five-second giving experience within their mobile apps with a few configuration solutions by using Pushpay Fastpay. The Envelope Giving solution or Virtual Terminal allows the church administration to process the envelope based debit card, credit card, and ACH payments by using Pushpay.

Does Pushpay Holdings Have Enough Cash To Weather A Storm?

Even though Pushpay Holdings has low levels of debt, it requires a sound liquidity position to carry on operations in the event of a downturn. While evaluating financial strength, one needs to compare a company’s total debt to its current assets (both liquid and cash assets). Pushpay Holdings total debt ($1M) is easily covered by the current assets ($7M), giving the company enough control over its balance sheet to make it through a downturn.

Are the Earnings of Pushpay Holdings Sufficient To Service Its Debts?

A different way to look at the financial health is to compare Pushpay Holdings’ earnings with the interest obligations. Scrutinising the income statement will reveal both these numbers. These numbers are important in determining whether Pushpay Holdings can service its debt without any hassle during adverse conditions.

A ratio of interest payments versus earnings above 5x is an indicator of a strong financial position. In the case of Pushpay Holdings, the earnings cover the interest on debt pretty well (327.6x coverage).

Conclusion

Pushpay Holdings does well on the interest costs to earnings ratio. However, it fails to impress in the case of comparison between the operating cash flows and overall debt. It appears that Pushpay Holdings needs to increase its operational efficiency to be classified as a financially healthy company. 

LSI Keywords – Pushpay Holdings, financial strength, cash flows, current assets.

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